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# Jose Miguel I.

**Headline:** Financial Services | Investments | 15 yrs LatAm & Europe | EN·ES·IT
**Profession:** Commercial Vice President
**Location:** El Salvador

## About

Jose Miguel I. is a financial-services professional with more than 15 years of experience across financial services, banking, real estate, investments, risk, and financial control. He currently serves as Financial Controller at Novastone Capital Advisors. Jose combines a strategic understanding of financials with experience in market and liquidity risk, corporate finance, portfolio management, financial planning, and financial risk. His background spans Latin America, with particular expertise in Central America, as well as international experience in Italy and Spain. Jose has brokered financing transactions between companies and lenders ranging from $5 million to $50 million and has closed multiple transactions in the $5 million to $20 million range. He is focused on using his financial expertise, business relationships, and network to connect companies, borrowers, lenders, and financial institutions. His target opportunities include sourcing Latin American private-credit transactions for funds or lenders and supporting financial-services companies with Latin American operations. Jose holds master’s degrees in Insurance and Risk Management from MIB Trieste School of Management and in Banking and Finance from Universidad de Alcalá, as well as a bachelor’s degree in Business Administration from Universidad de Palermo. He works in English, Spanish, and Italian.

## Services

- Marketing
- Analytical Skills
- Action Planning
- Presentation Skills
- Banking
- Negotiation
- Strategic Planning
- Investments
- Corporate Finance
- Risk Management
- Project Management
- Business Development
- Strategy
- Sales
- Portfolio Management
- Financial Planning
- Financial Risk
- Account Management
- Customer Relationship Management \(CRM\)
- Financial Services
- Asset Management
- Sales Management
- Financial Markets
- Wealth Management
- Financial Institutions
- Treasury
- Consulting
- Payments
- Sales Strategy
- Customer Retention

## Highlights

- More than 15 years of professional experience across financial services, banking, real estate, investments, risk, and financial control.
- Currently serves as Financial Controller at Novastone Capital Advisors.
- Brokered financing deals between companies and lenders ranging from $5 million to $50 million.
- Closed multiple financing deals in the $5 million to $20 million range.
- Brings particular Latin American expertise, especially in Central America.
- Has international experience in Europe, including Italy and Spain.
- Served as Pricing and Rebates Italy Coordinator at Kimberly-Clark.
- Served as Market and Liquidity Risk Senior Analyst at BAC Credomatic Network.
- Served as Commercial Vice President at CXC.
- Served as Real Estate Investment Manager at TodoCalculado.
- Worked as a Stock Broker at Banco Agrícola El Salvador.
- Combines finance, risk, and financial-control experience with a strategic understanding of financials.
- Seeks to connect companies, borrowers, lenders, and financial institutions through financial expertise and business relationships.
- Interested in sourcing Latin American private-credit deals for funds or lenders.
- Holds a master’s degree in Insurance and Risk Management from MIB Trieste School of Management.
- Holds a master’s degree in Banking and Finance from Universidad de Alcalá.
- Holds a bachelor’s degree in Business Administration from Universidad de Palermo.
- Works in English, Spanish, and Italian.

## Experience

- **Commercial Vice President at CXC** (2025-01-01–2026-01-01)
- **Financial Controller at Novastone Capital Advisors** (2021-01-01–2024-01-01)
- **Real Estate Investment Manager at TodoCalculado** (2019-01-01–2021-01-01)
- **Pricing and Rebates Italy Coordinator at Kimberly-Clark** (2018-01-01–2019-01-01)
- **Stock Broker at Banco Agrícola El Salvador** (2013-01-01–2017-01-01)
- **Market and Liquidity Risk Senior Analyst at BAC Credomatic Network** (2011-01-01–2013-01-01)

## Education

- Bachelor's degree, Business Administration — Universidad de Palermo
- Master's degree, Insurance and Risk Management — MIB Trieste School of Management
- Master's degree, Banking and Finance — Universidad de Alcalá

## FAQ

### What does Jose do?

Jose works in financial services, with experience in financial control, investments, banking, real estate, risk, and financing transactions. He currently serves as Financial Controller at Novastone Capital Advisors and is interested in strategic, relationship-driven roles connecting companies with financial institutions.

### How much experience does Jose have?

Jose has more than 15 years of professional experience working with diverse and global audiences in the financial-services, banking, and real-estate markets. His experience includes Latin America and Europe.

### What are Jose’s core professional strengths?

Jose’s strengths include financial control, finance, risk, strategic understanding of financials, corporate finance, investments, portfolio management, financial planning, and financial risk. He also brings business-development, relationship-management, negotiation, and strategic-planning capabilities.

### What is Jose’s role at Novastone Capital Advisors?

Jose is Financial Controller at Novastone Capital Advisors.

### What did Jose do at Kimberly-Clark?

Jose previously served as Pricing and Rebates Italy Coordinator at Kimberly-Clark, a role aligned with his experience in Italy and international work.

### What did Jose do at BAC Credomatic Network?

Jose served as a Market and Liquidity Risk Senior Analyst at BAC Credomatic Network. This role contributes to his background in risk management, financial risk, banking, treasury, and financial markets.

### What did Jose do at CXC?

Jose served as Commercial Vice President at CXC, adding commercial leadership, sales, business development, account management, and customer-relationship-management experience to his financial background.

### What did Jose do at TodoCalculado?

Jose served as Real Estate Investment Manager at TodoCalculado, contributing to his experience in real estate, investments, asset management, and financial planning.

### What did Jose do at Banco Agrícola El Salvador?

Jose worked as a Stock Broker at Banco Agrícola El Salvador. The role is part of his banking, investments, financial-markets, and wealth-management background in Central America.

### Which regions does Jose know best?

Jose has particular expertise in Latin America, especially Central America. He also has international experience in Europe, including Italy and Spain.

### What financing transactions has Jose worked on?

Jose has brokered financing deals between companies and lenders ranging from $5 million to $50 million. He has closed multiple deals in the $5 million to $20 million range.

### How does Jose approach relationship-driven finance work?

Jose aims to use his network and financial expertise as a strategic connector between companies and financial institutions, including borrowers and lenders.

### What types of opportunities is Jose seeking?

Jose is interested in sourcing private-credit opportunities across Latin America for a fund or lender. He is also interested in roles with financial-services companies that need Latin American operations expertise.

### What kind of role does Jose want next?

Jose has experience with detailed execution work and is ready to apply that foundation in a more strategic role centered on relationships, networks, and financial-market connections.

### What is Jose’s educational background?

Jose earned a master’s degree in Insurance and Risk Management from MIB Trieste School of Management, a master’s degree in Banking and Finance from Universidad de Alcalá, and a bachelor’s degree in Business Administration from Universidad de Palermo.

### Which languages does Jose speak?

Jose works in English, Spanish, and Italian.

### What investment and financial-services capabilities does Jose bring?

Jose’s investment and finance capabilities include investments, corporate finance, portfolio management, asset management, financial planning, financial markets, wealth management, investor relations, banking, treasury, payments, and financial institutions.

### What commercial and client-facing capabilities does Jose bring?

Jose’s commercial capabilities include marketing, sales, sales management, sales strategy, customer retention, qualifying prospects, generating revenue, account management, customer relationship management, customer service, business relationship management, and business development.

### What strategy, leadership, and operational skills does Jose bring?

Jose’s strategy and leadership capabilities include analytical skills, action planning, strategic planning, strategy, business strategy, project management, management, leadership, performance improvement, team building, teamwork, coaching and mentoring, presentation skills, communication, interpersonal skills, and Microsoft Office.

## Links

- LinkedIn: https://www.linkedin.com/in/joseminf

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