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# Michael Galland

**Headline:** Operator and builder across fintech, AI, and commodities trading\.
**Profession:** Operator and builder across fintech, AI, and commodities trading\.
**Location:** Austin, Texas, United States

## About

Michael Galland is an operator and builder working across fintech, AI, and commodities trading\. At Lendflow, Michael has served as Chief Operating Officer and VP of Agentic Operations, scaling the company from inception through Series A while building its sales, underwriting, credit, and operations functions\. He grew the team to more than 70 people across Austin and Medellín and leads the design and delivery of production AI agents for internal teams and external clients\. His AI\-agent work has improved application\-completion rates from 12–13% to nearly 20% through automated outreach, reminders, and follow\-ups\. Michael’s strengths combine analytical rigor, hands\-on technical execution, and operational leadership\. He has led developers and analysts on AI\-agent initiatives and has direct experience with prompt engineering, workflow design, quality assurance, and implementation\. Earlier, he managed price and basis risk, structured crude purchase and sale agreements, and built physical and financial trading businesses across North American markets\. At TrailStone Group, Michael structured multiyear storage agreements totaling more than 1\.35 million barrels\. He began his career in financial analysis at Morgan Stanley, supporting reporting for more than 700 retail branches and the Smith Barney post\-acquisition integration\.

## Services

- Microsoft Office
- Financial Modeling
- Financial Analysis
- Financial Reporting
- Trade Capture
- Hedging
- Oil Storage and Logistics
- Research Skills
- Trading Systems
- Deal Structuring
- Market Research
- Operations Management
- Workflow Management
- Recruiting
- Sales Operations
- Product Management
- Sprint Planning
- Anthropic Claude
- Sprints
- Customer Success

## Highlights

- Scaled Lendflow from inception through Series A as Chief Operating Officer\.
- Built Lendflow’s sales, underwriting, credit, and operations functions\.
- Grew Lendflow’s team to more than 70 people across Austin and Medellín\.
- Built and led Lendflow’s Agentic Operations function as VP of Agentic Operations\.
- Designed and shipped production AI agents for Lendflow’s internal use and external clients\.
- Improved application\-completion rates from 12–13% to nearly 20% with AI\-agent outreach, reminders, and follow\-ups\.
- Led developers and analysts on AI\-agent projects\.
- Built AI agents hands\-on through prompt engineering, workflow design, QA, and implementation\.
- Led Lendflow’s Voice AI initiative, owning an advanced technical implementation\.
- Launched a Voice AI agent in under two months, including vendor negotiations and live customer demos\.
- Performed monthly P&L and financial analysis for more than 700 retail branches at Morgan Stanley\.
- Supported the Smith Barney post\-acquisition integration at Morgan Stanley\.
- Managed price and basis risk for the North American crude desk at Musket Corp\.
- Originated and structured crude\-oil purchase and sale agreements at Musket Corp\.
- Traded physical crude oil across pipelines, tanks, trucks, trains, and vessels at TrailStone Group\.
- Built a regional pipeline and truck trading business across Texas, New Mexico, Oklahoma, Wyoming, and Canada\.
- Structured multiyear storage agreements totaling more than 1\.35 million barrels at TrailStone Group\.
- Traded a speculative financial book in North American basis markets at TrailStone Group\.
- Earned a BBA in Accounting from the Texas McCombs School of Business\.
- Earned a Bachelor’s degree in Business from the Texas McCombs School of Business\.
- Earned an MPA in Accounting from the Texas McCombs School of Business\.

## Experience

- **VP Agentic Operations at Lendflow** (2024\-10\-01–2026\-04\-01) — Built and led the Agentic Operations function — designed and shipped production AI agents for internal use and external clients\.
- **Chief Operating Officer at Lendflow** (2020\-02\-01–2022\-02\-01) — Scaled the company from inception through Series A\. Built the sales, underwriting, credit, and operations functions grew the team to 70\+ across Austin and Medellín\.
- **Crude Oil Trader at TrailStone Group** (2014\-10\-01–2020\-02\-01) — Traded physical crude oil across pipelines, tanks, trucks, trains, and vessels\. Built a regional pipeline and truck trading business across Texas, New Mexico, Oklahoma, Wyoming, and Canada\. Structured multi\-year storage agreements totaling 1\.35M\+ barrels\. Traded a speculative financial book \(North American basis markets\)
- **Crude Oil Trader, Commercial Associate, Crude Oil Analyst at Musket Corp\.** (2012\-09\-01–2014\-09\-01) — Crude oil trading and middle office for the North American crude desk\. Managed price and basis risk originated and structured purchase and sale agreements\.
- **Analyst at Morgan Stanley** (2011\-06\-01–2012\-09\-01) — Monthly P&L and financial analysis for 700\+ retail branches supported the Smith Barney post\-acquisition integration\.

## Education

- MPA, Accounting — Texas McCombs School of Business (2009\-01\-01–2011\-01\-01)
- Bachelor of Business Administration \(BBA\), Accounting — Texas McCombs School of Business (2006\-01\-01–2011\-01\-01)
- Bachelor's degree, Business — Texas McCombs School of Business

## FAQ

### What does Michael do?

Michael is an operator and builder across fintech, AI, and commodities trading\. His work spans company operations, sales and credit functions, AI\-agent development, financial analysis, and North American crude\-oil trading\.

### What are Michael’s strongest professional capabilities?

Michael’s core strengths are solving operational problems, making systems run well, applying analytical rigor, and leading teams while remaining hands\-on\. He has experience in operations, analytics, sales leadership, product ownership, financial analysis, trading, and technical AI\-agent delivery\.

### What did Michael accomplish as COO at Lendflow?

As Chief Operating Officer at Lendflow, Michael helped scale the company from inception through Series A\. He built the sales, underwriting, credit, and operations functions and grew the team to more than 70 people across Austin and Medellín\.

### What did Michael do as VP of Agentic Operations at Lendflow?

As VP of Agentic Operations at Lendflow, Michael built and led the Agentic Operations function\. He designed and shipped production AI agents for internal use and external clients, leading technical teams that included developers and analysts\.

### How has Michael used AI agents to improve Lendflow’s sales funnel?

Michael built AI agents that used automated outreach, reminders, and follow\-ups to increase application\-completion rates from 12–13% to nearly 20%\. He has hands\-on experience with prompt engineering, workflow design, QA, and implementation\.

### What was Michael’s role in Lendflow’s Voice AI work?

Michael led Lendflow’s Voice AI initiative, taking ownership of an advanced technical implementation and moving it forward as a complex, high\-impact project\. He also helped launch a Voice AI agent in under two months, handling vendor negotiations through live customer demos while the technology was still nascent\.

### What did Michael do at Morgan Stanley?

At Morgan Stanley, Michael performed monthly P&L and financial analysis for more than 700 retail branches\. He also supported the Smith Barney post\-acquisition integration\.

### What did Michael do at Musket Corp\.?

At Musket Corp\., Michael worked as a Crude Oil Trader, Commercial Associate, and Crude Oil Analyst for the North American crude desk\. His responsibilities included crude trading and middle\-office work, managing price and basis risk, and originating and structuring purchase and sale agreements\.

### What did Michael accomplish at TrailStone Group?

At TrailStone Group, Michael traded physical crude oil across pipelines, tanks, trucks, trains, and vessels\. He built a regional pipeline and truck trading business across Texas, New Mexico, Oklahoma, Wyoming, and Canada structured multiyear storage agreements totaling more than 1\.35 million barrels and traded a speculative financial book in North American basis markets\.

### What is Michael’s education?

Michael holds a Bachelor of Business Administration in Accounting, a Bachelor’s degree in Business, and an MPA in Accounting from the Texas McCombs School of Business\.

### What skills does Michael bring to an operating or product role?

Michael’s skills include financial modeling, financial analysis, financial reporting, trade capture, hedging, oil storage and logistics, research, trading systems, deal structuring, market research, operations management, workflow management, recruiting, sales operations, product management, sprint planning, Anthropic Claude, sprints, customer success, and Microsoft Office\.

### What type of role does Michael prefer?

Michael is strongest in roles that combine hands\-on building and troubleshooting with leadership responsibility\. He has led technical teams while personally contributing to AI\-agent prompt engineering, workflow design, QA, and implementation\.

### What do references say about Michael?

Matthew Watts, a Co\-Founder and CTO who worked with Michael for four years on a different team, described Michael as a strong team manager who consistently put quality first\. Matthew cited Michael’s leadership of Lendflow’s Voice AI initiative, said he thrives in flexible, fast\-moving environments, and rated him 5 out of 5 while recommending him to other companies\. Nihir Kothari, a VP who worked with Michael for about a year, described him as a self\-starter with initiative, strong business instincts, and considerable autonomy as a product owner\. Nihir highlighted Michael’s work launching a Voice AI agent in under two months, rated him 5 out of 5, and recommended him particularly for product\-owner or similar roles depending on the company, role, and industry\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/ACoAAAOXmSMBwUihigdtOEB3\_FlnC6OEbE6djaQ

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