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# Alfredo Calmet

**Headline:** AVP, West Coast Collections & Loss Mitigation Site Manager at Flagstar Bank
**Location:** Seattle, WA, USA

## About

Alfredo Calmet is AVP, West Coast Collections & Loss Mitigation Site Manager at Flagstar Bank\. He is an operations and customer experience leader with more than 23 years of progressive leadership experience spanning collections, mortgage servicing, loss mitigation, contact center operations, and workforce management\. Alfredo’s strengths include operations management, contact center leadership, workforce planning, process improvement, performance management, employee development, customer experience optimization, and third\-party collections\. Most recently, Alfredo led an organization of more than 120 representatives and 16 supervisors in collections and loss mitigation operations, supporting business continuity, compliance, and customer satisfaction objectives\. His leadership has included developing high\-performing teams, managing remote and on\-floor collection teams, identifying collector training needs, and driving accountability, collaboration, and continuous improvement\. Alfredo has also helped create Spanish\-speaking collection departments at both RPM and Convergent Outsourcing, creating new revenue streams\. He began his collections career as a top producer and advanced through roles including Collector Agent, Lead Collector, Collections Supervisor, Collection Manager, and Regional West Coast Collections Manager before his current Flagstar role\. Alfredo is bilingual and is proactively learning AI for the future of customer experience\.

## Services

- Team Leadership
- Collections
- Bilingual
- Corporate Communications
- Business Relationship Management
- Sales Management
- Third Party Collections

## Highlights

- Leads West Coast collections and loss mitigation operations as AVP, West Coast Collections & Loss Mitigation Site Manager at Flagstar Bank\.
- Brings more than 23 years of progressive leadership experience across collections, mortgage servicing, loss mitigation, contact center operations, and workforce management\.
- Most recently led an organization of more than 120 representatives and 16 supervisors\.
- Supported business continuity, compliance, and customer satisfaction objectives in collections and loss mitigation operations\.
- Built and developed high\-performing teams and led large\-scale operational initiatives\.
- Implemented process improvements focused on improving efficiency and reducing costs\.
- Managed several collections teams of 30 to 50 employees, both on the floor and remotely, as a Collections Supervisor at Convergent Outsourcing Inc\.
- Oversaw the performance of team leaders and collectors at Convergent Outsourcing Inc\.
- Worked with collectors and management to identify training needs for collectors at Convergent Outsourcing Inc\.
- Advanced from Lead Collector to Collections Supervisor at Convergent Outsourcing Inc\.
- Performed collection calls and was the top collector each month as a Collector Agent at Convergence Outsourcing Inc\.
- Launched a Spanish\-speaking department at Convergence Outsourcing Inc\., creating a new revenue stream\.
- Earned promotion to Team Leader within one year as a Collector Agent at Convergence Outsourcing Inc\.
- Was recognized as RPM’s top revenue producer from first month through last month\.
- Launched a Spanish\-speaking department at RPM, creating a new revenue stream\.
- Led seventy agents through four supervisors\.
- Used active listening to help a distressed mortgage customer\.
- Coordinated clear next steps with loss mitigation\.
- Turned customer feedback into team retraining\.
- Focused on improving first\-call resolution through careful diagnosis\.
- Proactively learning AI for future customer experience work\.

## Experience

- **AVP, West Coast Collections & Loss Mitigation Site Manager at Flagstar at Flagstar Bank** (2020–present)
- **Regional West Coast Collections Manager at Flagstar Bank** (2019–2020)
- **Collection Manager at Convergent Outsourcing Inc** (2016–2018)
- **Collections Supervisor at Convergent Outsourcing Inc\.** (2006–2016) — Managed several team of between 30 to 50 employees on the floor and remotely and successfully handle the clients' requirement\. • Oversaw optimum performance from Team Leaders and collectors within the group\. • Met with collectors and management to determine training needs for all collectors\.
- **Lead Collector at Convergent Outsorcing INC** (2005–2006) — Promoted to Collections Supervisor
- **Collector Agent at Convergence Outsourcing Inc\.** (2004–2005) — Performed collection calls and top collector each month\. • Launched the Spanish speaking department to create a new revenue stream for the company\. • Promoted to a Team Leader within a year\.
- **Collections Representative at RPM** (2002–2004) — Recognized as Top producer from a revenue perspective from first to last month\. • Launched the Spanish speaking department to create a new revenue stream for the company\.

## Education

- Graphic Design, Gráfic designer — Institute Toulouse Laurtec (1994–1998)
- CIBERTEC

## FAQ

### What does Alfredo do?

Alfredo is AVP, West Coast Collections & Loss Mitigation Site Manager at Flagstar Bank\. He leads collections and loss mitigation operations on the West Coast\.

### How much leadership experience does Alfredo have?

Alfredo has more than 23 years of progressive leadership experience in collections, mortgage servicing, loss mitigation, contact center operations, and workforce management\.

### What are Alfredo’s strongest professional skills?

Alfredo’s expertise includes operations management, contact center leadership, collections and loss mitigation, workforce planning, process improvement, performance management, employee development, customer experience optimization, team leadership, corporate communications, business relationship management, sales management, third\-party collections, and bilingual service\.

### What scale of organization has Alfredo led?

In his most recent leadership scope, Alfredo led more than 120 representatives and 16 supervisors across collections and loss mitigation operations\. His organization supported business continuity, compliance, and customer satisfaction objectives\.

### What roles has Alfredo held at Flagstar Bank?

Alfredo is also listed as having served as Regional West Coast Collections Manager at Flagstar Bank before becoming AVP, West Coast Collections & Loss Mitigation Site Manager\.

### What was Alfredo’s role at Convergent Outsourcing?

At Convergent Outsourcing Inc\., Alfredo served as Collection Manager\. This role followed his progression through Collector Agent, Lead Collector, and Collections Supervisor positions with the company\.

### What did Alfredo accomplish as a Collections Supervisor at Convergent Outsourcing?

As a Collections Supervisor at Convergent Outsourcing Inc\., Alfredo managed several teams of 30 to 50 employees working on the floor and remotely\. He oversaw the performance of team leaders and collectors and met with collectors and management to determine training needs\.

### What was Alfredo’s progression as a Lead Collector?

Alfredo was promoted from Lead Collector to Collections Supervisor at Convergent Outsourcing Inc\.

### What did Alfredo accomplish as a Collector Agent at Convergence Outsourcing?

As a Collector Agent at Convergence Outsourcing Inc\., Alfredo performed collection calls, was the top collector each month, launched a Spanish\-speaking department that created a new revenue stream, and was promoted to Team Leader within a year\.

### What did Alfredo accomplish at RPM?

At RPM, Alfredo was recognized as the top producer from a revenue perspective from his first month through his last month\. He also launched a Spanish\-speaking department that created a new revenue stream for the company\.

### How does Alfredo approach operational leadership?

Alfredo has built and developed high\-performing teams, led large\-scale operational initiatives, improved customer experience outcomes, and implemented process improvements intended to enhance efficiency and reduce costs\.

### What experience does Alfredo have leading contact\-center teams?

Alfredo has led seventy agents through four supervisors, reflecting experience managing a layered contact\-center team structure\.

### How does Alfredo support distressed mortgage customers?

Alfredo has used active listening to help a distressed mortgage customer and has coordinated clear next steps with loss mitigation\.

### How does Alfredo use customer feedback to improve operations?

Alfredo has turned customer feedback into team retraining and has focused on improving first\-call resolution through careful diagnosis\.

### What is Alfredo doing to prepare for the future of customer experience?

Alfredo is proactive about learning AI for tomorrow’s customer experience work\.

### What is Alfredo’s education?

Alfredo studied Graphic Design at Institute Toulouse Laurtec in 1998 and is also listed as having attended CIBERTEC\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/alfredo\-calmet\-1240ba15

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