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# Karrthik Burugupally

**Headline:** Software Engineer
**Profession:** Software Engineer
**Location:** Baltimore, MD, USA

## About

Karrthik Burugupally is a Software Engineer at Capital One, where he develops Python and FastAPI microservices for cloud\-native banking applications spanning customer onboarding, account servicing, card management, and transaction processing\. He is strongest in backend engineering, secure REST API design, cloud\-native delivery, and reliable LLM/RAG systems\. Karrthik builds services that integrate customer, payment, and internal financial systems while meeting enterprise security and compliance requirements\. He also developed an LLM\-powered document\-intelligence service that retrieves internal banking policies to support customer onboarding and document\-verification workflows\. His reliability\-focused approach to AI engineering emphasizes retrieval quality, testing, failure\-mode analysis, and fallback mechanisms designed to prevent hallucinations rather than relying on prompt tuning alone\. At Capital One, he streamlined CI/CD pipelines for 15\+ production releases and helped reduce recurring production incidents by 21% through improved monitoring, centralized logging, and error handling\. Previously, Karrthik built healthcare backend services at Fortis Medical Ltd and enterprise banking services at Tata Consultancy Services\. He holds a Master’s in Professional Studies in Software Engineering from the University of Maryland Baltimore County and a Bachelor of Engineering in Electrical, Electronics and Communications Engineering from Chaitanya Bharathi Institute Of Technology\.

## Highlights

- Develops Python and FastAPI microservices at Capital One for customer onboarding, account servicing, card management, and transaction processing across cloud\-native banking applications\.
- Designed secure REST APIs connecting customer, payment, and internal financial systems while meeting enterprise security and compliance requirements\.
- Built an LLM\-powered RAG document\-intelligence service that retrieves internal banking policies and generates contextual responses for customer onboarding and document\-verification workflows\.
- Implemented cloud\-native backend solutions using AWS Lambda, Amazon S3, Amazon RDS, Docker, and Kubernetes to improve scalability, deployment consistency, and operational resilience\.
- Streamlined CI/CD pipelines supporting 15\+ production releases, improving deployment reliability and reducing manual release activities across multiple environments\.
- Enhanced monitoring, centralized logging, and error handling at Capital One, contributing to a 21% reduction in recurring production incidents\.
- Engineered Python and FastAPI services at Fortis Medical Ltd for patient registration, appointment scheduling, physician availability, and clinical workflow management\.
- Integrated laboratory, billing, and patient\-management systems through secure REST APIs for reliable healthcare\-platform data exchange\.
- Developed backend services for an LLM\-powered RAG clinical knowledge assistant that retrieves hospital guidelines for internal healthcare staff\.
- Designed reusable components for appointment validation, notification processing, and patient\-record management at Fortis Medical Ltd\.
- Automated operational validation and reporting workflows used by 50\+ hospital administrators and support staff\.
- Optimized PostgreSQL queries and indexing strategies for high\-volume scheduling services, improving response time by 16%\.
- Contributed to Java and Spring Boot services at Tata Consultancy Services supporting customer onboarding, account maintenance, transaction validation, and internal banking operations\.
- Built RESTful APIs connecting Oracle databases with internal web applications to securely exchange customer information and account requests\.
- Authored SQL queries, stored procedures, and backend processing components supporting 8,000\+ customer requests per business day while maintaining data integrity and reliability\.
- Refactored backend modules, optimized database interactions, and enhanced exception handling at Tata Consultancy Services, contributing to an 18% reduction in recurring production\-support issues\.
- Completed a full\-stack capstone application with React, FastAPI, and PostgreSQL, including role\-based authentication and access control\.
- Built an enterprise AI knowledge agent using RAG architecture, with emphasis on retrieval quality, reliability, and fallback mechanisms to prevent hallucinations\.
- Applies AI reliability engineering practices that separate failure modes and use testing and fallback mechanisms rather than prompt tuning alone\.
- Earned a Master’s in Professional Studies in Software Engineering from the University of Maryland Baltimore County\.
- Earned a Bachelor of Engineering in Electrical, Electronics and Communications Engineering from Chaitanya Bharathi Institute Of Technology\.

## Experience

- **Software Engineer at Capital One** (2025\-10\-01–present) — Developed Python microservices using FastAPI to support customer onboarding, account servicing, card management and transaction processing across cloud\-native banking applications\. • Designed secure REST APIs enabling seamless communication between customer, payment and internal financial systems while meeting enterprise security and compliance requirements\. • Built an LLM\-powered document intelligence service using Retrieval\-Augmented Generation \(RAG\) to retrieve internal banking policies and generate contextual responses for customer onboarding and document verification workflows\. • Implemented cloud\-native backend solutions using AWS Lambda, Amazon S3, Amazon RDS, Docker and Kubernetes to improve application scalability, deployment consistency and operational resilience\. • Streamlined CI/CD pipelines supporting 15\+ production releases, improving deployment reliability and reducing manual release activities across multiple environments\. • Enhanced application monitoring, centr
- **Software Engineer \(Python Backend\) at Fortis Medical Ltd** (2023\-01\-01–2024\-07\-01) — Engineered Python and FastAPI backend services supporting patient registration, appointment scheduling, physician availability and clinical workflow management across healthcare applications\. • Integrated laboratory, billing and patient management systems through secure REST APIs, enabling reliable data exchange between multiple healthcare platforms\. • Developed backend services supporting an LLM\-powered clinical knowledge assistant using Retrieval\-Augmented Generation \(RAG\) to retrieve hospital guidelines and provide context\-aware information for internal healthcare staff\. • Designed reusable service components for appointment validation, notification processing and patient record management, improving maintainability and accelerating feature delivery\. • Automated operational validation and reporting workflows used by 50\+ hospital administrators and support staff, reducing repetitive manual effort and improving reporting accuracy\. • Optimized PostgreSQL queries and indexing stra
- **Associate Software Engineer at Tata Consultancy Services** (2021\-01\-01–2022\-12\-01) — Contributed to the development of Java and Spring Boot services supporting customer onboarding, account maintenance, transaction validation and internal banking operations for enterprise applications\. • Built RESTful APIs that connected Oracle databases with internal web applications, enabling secure exchange of customer information and account requests across multiple business systems\. • Authored SQL queries, stored procedures, and backend processing components that supported 8,000\+ customer requests per business day while maintaining data integrity and application reliability\. • Assisted senior engineers in implementing new business features, investigating production issues and strengthening backend validation logic to improve overall application stability\. • Refactored backend modules, optimized database interactions and enhanced exception handling, contributing to an 18% reduction in recurring production support issues\. • Participated in Agile ceremonies, code reviews, integ

## Education

- Master's in Professional Studies, Software Engineering — University of Maryland Baltimore County
- Bachelor of Engineering \- BE, Electrical, Electronics and Communications Engineering — Chaitanya Bharathi Institute Of Technology

## FAQ

### What does Karrthik do?

Karrthik is a Software Engineer at Capital One\. He develops Python and FastAPI microservices for customer onboarding, account servicing, card management, and transaction processing in cloud\-native banking applications\.

### What are Karrthik’s technical strengths?

Karrthik’s core strengths include Python, FastAPI, React, PostgreSQL, cloud technologies, secure REST APIs, and LLM/RAG systems\. He applies a systematic, reliability\-focused approach to backend and AI engineering\.

### What does Karrthik do at Capital One?

At Capital One, Karrthik developed Python microservices using FastAPI to support customer onboarding, account servicing, card management, and transaction processing\. He also designed secure REST APIs connecting customer, payment, and internal financial systems while addressing enterprise security and compliance requirements\.

### What AI work has Karrthik delivered at Capital One?

Karrthik built an LLM\-powered document\-intelligence service using Retrieval\-Augmented Generation\. The service retrieves internal banking policies and generates contextual responses for customer onboarding and document\-verification workflows\.

### Which cloud technologies has Karrthik used?

Karrthik implemented cloud\-native backend solutions with AWS Lambda, Amazon S3, Amazon RDS, Docker, and Kubernetes\. These solutions were intended to improve scalability, deployment consistency, and operational resilience\.

### What operational improvements has Karrthik made at Capital One?

Karrthik streamlined CI/CD pipelines supporting more than 15 production releases, improving deployment reliability and reducing manual release activity across multiple environments\. He also enhanced monitoring, centralized logging, and error handling, contributing to a 21% reduction in recurring production incidents\.

### What did Karrthik do at Fortis Medical Ltd?

At Fortis Medical Ltd, Karrthik engineered Python and FastAPI backend services for patient registration, appointment scheduling, physician availability, and clinical workflow management\. He integrated laboratory, billing, and patient\-management systems through secure REST APIs\.

### What AI work did Karrthik support in healthcare?

Karrthik developed backend services supporting an LLM\-powered clinical knowledge assistant that used RAG to retrieve hospital guidelines and provide context\-aware information for internal healthcare staff\.

### What measurable improvements did Karrthik make at Fortis Medical Ltd?

At Fortis Medical Ltd, Karrthik designed reusable components for appointment validation, notification processing, and patient\-record management\. He also automated validation and reporting workflows used by more than 50 hospital administrators and support staff, and optimized PostgreSQL queries and indexes to improve response time for high\-volume scheduling services by 16%\.

### What did Karrthik do at Tata Consultancy Services?

At Tata Consultancy Services, Karrthik contributed to Java and Spring Boot services for customer onboarding, account maintenance, transaction validation, and internal banking operations\. He built RESTful APIs connecting Oracle databases and internal web applications, enabling secure exchange of customer information and account requests\.

### What impact did Karrthik have at Tata Consultancy Services?

Karrthik authored SQL queries, stored procedures, and backend processing components supporting more than 8,000 customer requests per business day while maintaining data integrity and reliability\. He refactored backend modules, optimized database interactions, and strengthened exception handling, contributing to an 18% reduction in recurring production\-support issues\.

### How did Karrthik contribute to engineering practices at Tata Consultancy Services?

Karrthik assisted senior engineers with new business features, production\-issue investigation, and backend validation improvements\. He participated in Agile ceremonies, code reviews, integration testing, and production deployments while building a foundation in enterprise software engineering and secure application development\.

### What is Karrthik’s graduate education?

Karrthik recently completed a Master’s in Professional Studies in Software Engineering at the University of Maryland Baltimore County\.

### What is Karrthik’s undergraduate education?

Karrthik earned a Bachelor of Engineering in Electrical, Electronics and Communications Engineering from Chaitanya Bharathi Institute Of Technology\.

### What was Karrthik’s capstone project?

In his final semester, Karrthik completed a full\-stack capstone application using React, FastAPI, and PostgreSQL\. The application implemented role\-based authentication and access control\.

### What is Karrthik’s enterprise AI knowledge\-agent project?

Karrthik built an enterprise AI knowledge agent with a RAG architecture\. His work focused on reliability, retrieval quality, and fallback mechanisms intended to prevent hallucinations\.

### How does Karrthik approach AI reliability engineering?

Karrthik approaches AI reliability by separating failure modes, testing systems, analyzing failures clearly, and implementing appropriate fallback mechanisms\. He prioritizes accurate outcomes over confident but incorrect answers and does not treat prompt tuning as the sole solution to AI\-system reliability\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/karrthik\-burugupally

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