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# Kevin Hedges ⭐️

**Headline:** Founder @AnnuityProsGroup \| Global Finance Professional \| Institutional & Private Wealth Management Expert \| Corporate Banker \| Technology Specialist \| Annuity & Life Insurance Expert \| Treasury Specialist
**Profession:** Founder
**Location:** Salt Lake City, Utah, United States

## About

Kevin Hedges is the founder of Annuity Pros Group, an independent consulting firm focused on structured settlements, annuities, life insurance, retirement income products, protection strategies, and general financial strategies\. He also serves as managing partner of Hedges Wealth Management LLC, a Registered Investment Adviser, and has founded and led NannyPod, a technology connectivity platform and app that connects families with childcare providers\. Kevin’s strengths span global finance, institutional and private wealth management, corporate banking, treasury\-related operations, insurance, retirement planning, and relationship\-first sales\. He is experienced in explaining complex financial products clearly, building face\-to\-face client relationships, and recruiting, training, and managing sales teams of about 10 advisors\. His finance career includes roles with Goldman Sachs, AXA Financial, Morgan Stanley, Citibank Corporate Bank, Merrill Lynch, Wellington Management, and Hedges Wealth Management\. He joined Goldman Sachs’s Global Markets Division in July 2022\. With 25 years of finance\-industry experience across the United Kingdom, Australia, and the United States, Kevin was a top financial advisor at AXA from 2004 to 2010\. He holds a B\.A\. with Honors in International Business/Trade/Commerce from the University of Portsmouth and completed Wharton School retirement\-planning training\.

## Services

- Structured Settlements
- Installment Agreements
- Insurance Planning
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Life & Health Insurance Licenses
- Qualified Retirement Plans
- Retirement Plan Consulting
- Start\-up Leadership
- Business Ownership
- Start\-up Ventures
- Wealth Management
- Investments
- Retirement Planning
- Mutual Funds
- Strategic Financial Planning
- Portfolio Management
- Insurance
- Finance

## Highlights

- Founder of Annuity Pros Group, an independent consulting firm for structured settlements, annuities, life insurance, retirement income products, protection strategies, and general financial strategies\.
- Managing Partner of Hedges Wealth Management LLC, a Registered Investment Adviser serving private individual and institutional clients\.
- Hedges Wealth Management lists affiliated investment\-management firms Brinker Capital, Curian Capital, and Titanium Asset Management, with combined North American assets described as exceeding $25 billion\.
- Held a Senior Associate role in Goldman Sachs’s Global Markets Division after joining in July 2022\.
- Founded and served as CEO of NannyPod, a nationwide technology connectivity platform and app connecting families and childcare providers\.
- Was a top financial advisor at AXA Financial from 2004 to 2010\.
- Has 25 years of finance\-industry experience across the United Kingdom, Australia, and the United States\.
- Experience includes Goldman Sachs, Hedges Wealth Management, AXA Financial, Morgan Stanley, Citibank Corporate Bank, Wellington Management, and Merrill Lynch\.
- Served as a Corporate Finance Operations Officer at Citibank Corporate Bank, with experience involving bank guarantees, letters of credit, securitization, and corporate banking\.
- Worked as a Financial Consultant at Morgan Stanley and completed the Morgan Stanley Financial Advisor Training Program\.
- Worked in Merrill Lynch’s Private Client Group as an OFC\.
- Built experience in financial planning, investment and insurance portfolios, wealth protection, retirement planning, and portfolio management at AXA Financial\.
- Recruited, trained, and managed sales teams of approximately 10 advisors\.
- Specializes in communicating complex financial products in clear terms for client understanding\.
- Brings relationship\-first sales experience, including face\-to\-face networking and personal connection building\.
- Covers immediate, deferred, fixed\-index, accumulation, principal\-protection, guaranteed\-income, registered index\-linked, single\-premium deferred, and multi\-year guaranteed annuity strategies\.
- Covers term, whole, universal, indexed universal, variable, and variable universal life insurance\.
- Works with retirement plans, retirement\-income products, wills and estate\-planning strategies, trusts, IRAs, SEP IRAs, Roth IRAs, 401\(k\) plans, endowments, foundations, charities, bond portfolios, and retirement portfolios\.
- Publishes Economics, Tax & Financial Planning, covering economics, tax, financial planning, investments, and insurance\.
- Published professional areas include Social Security timing, Medicare, group health\-insurance consulting, health reimbursement arrangements, defined\-contribution health plans, pension advice, college planning, and rollover, 403\(b\), 457, and 529 planning\.
- Published investment topics include municipal bonds, dividend\-equity portfolios, derivatives, ETFs, mutual\-fund fees, unit investment trusts, commodities, REITs, private equity, hedge funds, alternatives, and institutional asset management\.
- Lists expertise in stock\-option plans, including Benefitfocus, Blackbaud, and Boeing plans, as well as ISO and NSO considerations, captive insurance, and 401\(k\) fee and fiduciary issues\.
- Holds a B\.A\. with Honors in International Business/Trade/Commerce and International Trade & Languages from the University of Portsmouth\.
- Completed Wharton School retirement\-planning training and received a Wharton Certificate in Retirement Planning\.
- Lists skills in structured settlements, installment agreements, insurance planning, qualified retirement plans, retirement\-plan consulting, strategic financial planning, portfolio management, startup leadership, business ownership, and startup ventures\.

## Experience

- **Founder at Annuity Pros Group** (2023\-07\-01–present) — Annuity Pros are Independent Consultants on Structured Settlements, Annuities, Life Insurance, Income Products, Protection Strategies, Retirement Plans and general financial strategies\. Find the highest interest rates on Structured Settlements, Annuities and lowest prices on Life Insurance from Annuity Pros based in Salt Lake City Utah, an Independent Consulting firm that shops rates across the best insurance companies in the USA\. Our clientele consists of Attorneys, CPAs and Accounting Firms, Tax Preparers, Trust Companies, Consulting Firms, Banks, Insurance Brokers, Financial Advisors, Financial Consultants, Wealth Management firms, Mortgage Brokers, Human Resources Departments, Real Estate Agents, other business professionals and private individuals\. Immediate Annuities \| Deferred Annuities \| Fixed Index Annuities \| Individual Annuities \| Joint Annuities \| Annuity Strategies \| Income Products Term Life Insurance \| Whole Life Insurance \| Universal Life Insurance \(UL\) \| Universal
- **Senior Associate at Goldman Sachs** (2022\-07\-01–2023\-07\-01) — Kevin N\. Hedges held a position in the Global Markets Division of Goldman Sachs\. Previous to this role, Kevin has had roles at HWM, AXA, Morgan Stanley, Citibank Corporate Bank, Wellington Management and Merrill Lynch\. In addition to his finance career he was the Founder and CEO of NannyPod, a nationwide technology connectivity platform and app for parents and childcare providers\. Kevin has a broad knowledge of global markets and technology\. He joined Goldman Sachs in July 2022\.
- **CEO & Founder at NannyPod \- Sitters & Nannies** (2014\-11\-01–2022\-07\-01) — Our Mission: To provide Families with seamless, reliable, consistent childcare via the NannyPod App\. To provide skilled, qualified Childcare Providers, Sitters and Registered Nurses with increased opportunities to connect with families in need of such care\.
- **Managing Partner at Hedges Wealth Management LLC** (2010\-04\-01–2020\-12\-01) — Hedges Wealth Management is a Registered Investment Adviser\. wwww\.hedgeswealthmanagement\.com Tel: \[contact removed\] \[contact removed\] About Us Hedges Wealth Management, A Registered Investment Advisor\. We offer some of the most prestigious Investment Management through our affiliated firms like Brinker Capital, Curian Capital and Titanium Asset Management\. Combined total assets of our Investment Management firms within North America reach over $25 billion\. Catering To: Private Individual Clients Institutional Clients Portfolio Management: Trusts IRAs SEP IRAs ROTH IRAs 401K Plans Endowments Bond Portfolios Retirement Portfolios Foundations Charities The information in this website is not investment of securities advice and does not constitute an offer\. Wharton Certificate in Retirement Planning awarded based on completion of a training program at the Wharton School, University of Pennsylvania\.
- **Author & Publisher at Economics, Tax & Financial Planning** (2010\-03\-01–2020\-12\-01) — Informative and Insightful Advice on Economics, Tax, Financial Planning, Investments & Insurance Stay informed by clicking the RSS icon on the right side of the page\. http://hedgeswealthmanagement\.blogspot\.com/ Professional Experience: Kevin N\. Hedges: LinkedIn, Financial Planner, Financial Advisor, Tax Advice, Financial Planning Advice, Insurance Advice, Investment Advice, Social Security Timing Advice, Retirement Planning Specialist, Medicare, Group Health Insurance Consulting, ObamaCare Consulting, HRAs, Defined Contribution Health Plans, Pension Advice, Income Investments, Annuities, Income Planning, Protecting Retirement Investments, Maximizing Income, IRAs, SEP IRA, ROTH IRA, 401K, 457, 403B, Rollover IRA, 529, College Planning, Tax Free Investments, Bond & Fixed Income Portfolios, Municipal Bonds, Stock Equity Dividend Portfolios, Derivatives, ETFs, Mutual Fund Fees, UITs, Commodities, REITs, Private Equity, Hedge Funds, Alternatives, Institutional Asset Management, High Net
- **Financial Consultant at AXA Financial** (2004\-01\-01–2010\-03\-01) — Financial Planning, Investment and Insurance Portfolios\. Specializing in helping clients protect their wealth\. Professional Experience: Kevin N\. Hedges: LinkedIn, Financial Planner, Financial Advisor, Tax Advice, Financial Planning Advice, Insurance Advice, Investment Advice, Social Security Timing Advice, Retirement Planning Specialist, Medicare, Group Health Insurance Consulting, ObamaCare Consulting, HRAs, Defined Contribution Health Plans, Pension Advice, Income Investments, Annuities, Income Planning, Protecting Retirement Investments, Maximizing Income, IRAs, SEP IRA, ROTH IRA, 401K, 457, 403B, Rollover IRA, 529, College Planning, Tax Free Investments, Bond & Fixed Income Portfolios, Municipal Bonds, Stock Equity Dividend Portfolios, Derivatives, ETFs, Mutual Fund Fees, UITs, Commodities, REITs, Private Equity, Hedge Funds, Alternatives, Institutional Asset Management, High Net Worth, Endowments, Foundations, Benefitfocus BNFT Stock Option Plans, Blackbaud BLKB Stock Option Plan
- **Financial Consultant at Morgan Stanley** (2003\-01\-01–2004\-01\-01) — Financial Consultant \- Morgan Stanley Financial Advisor Training Program Professional Experience: Kevin N\. Hedges: LinkedIn, Financial Planner, Financial Advisor, Tax Advice, Financial Planning Advice, Insurance Advice, Investment Advice, Social Security Timing Advice, Retirement Planning Specialist, Medicare, Group Health Insurance Consulting, ObamaCare Consulting, HRAs, Defined Contribution Health Plans, Pension Advice, Income Investments, Annuities, Income Planning, Protecting Retirement Investments, Maximizing Income, IRAs, SEP IRA, ROTH IRA, 401K, 457, 403B, Rollover IRA, 529, College Planning, Tax Free Investments, Bond & Fixed Income Portfolios, Municipal Bonds, Stock Equity Dividend Portfolios, Derivatives, ETFs, Mutual Fund Fees, UITs, Commodities, REITs, Private Equity, Hedge Funds, Alternatives, Institutional Asset Management, High Net Worth, Endowments, Foundations, Benefitfocus BNFT Stock Option Plans, Blackbaud BLKB Stock Option Plans, Boeing BA Stock Option Plans, ISO,
- **Corporate Finance Operations Officer at Citi** (2000\-12\-01–2002\-05\-01) — Citibank Corporate Bank Professional Experience: Kevin N\. Hedges: LinkedIn, Bank Guarantees, Letters of Credit, Securitization, Corporate Banking, Financial Planner, Financial Advisor, Tax Advice, Financial Planning Advice, Insurance Advice, Investment Advice, Social Security Timing Advice, Retirement Planning Specialist, Medicare, Group Health Insurance Consulting, ObamaCare Consulting, HRAs, Defined Contribution Health Plans, Pension Advice, Income Investments, Annuities, Income Planning, Protecting Retirement Investments, Maximizing Income, IRAs, SEP IRA, ROTH IRA, 401K, 457, 403B, Rollover IRA, 529, College Planning, Tax Free Investments, Bond & Fixed Income Portfolios, Municipal Bonds, Stock Equity Dividend Portfolios, Derivatives, ETFs, Mutual Fund Fees, UITs, Commodities, REITs, Private Equity, Hedge Funds, Alternatives, Institutional Asset Management, High Net Worth, Endowments, Foundations, Benefitfocus BNFT Stock Option Plans, Blackbaud BLKB Stock Option Plans, Boeing BA Sto
- **OFC at Merrill Lynch** (1999\-06\-01–2000\-05\-01) — Private Client Group Professional Experience: Kevin N\. Hedges: LinkedIn, Financial Planner, Financial Advisor, Tax Advice, Financial Planning Advice, Insurance Advice, Investment Advice, Social Security Timing Advice, Retirement Planning Specialist, Medicare, Group Health Insurance Consulting, ObamaCare Consulting, HRAs, Defined Contribution Health Plans, Pension Advice, Income Investments, Annuities, Income Planning, Protecting Retirement Investments, Maximizing Income, IRAs, SEP IRA, ROTH IRA, 401K, 457, 403B, Rollover IRA, 529, College Planning, Tax Free Investments, Bond & Fixed Income Portfolios, Municipal Bonds, Stock Equity Dividend Portfolios, Derivatives, ETFs, Mutual Fund Fees, UITs, Commodities, REITs, Private Equity, Hedge Funds, Alternatives, Institutional Asset Management, High Net Worth, Endowments, Foundations, Benefitfocus BNFT Stock Option Plans, Blackbaud BLKB Stock Option Plans, Boeing BA Stock Option Plans, ISO, NSO, Captive Insurance, 401K Fees Fiduciary, Registe

## Education

- Retirement Planning Specialist, Retirement Planning — The Wharton School (2008\-01\-01–2008\-01\-01)
- Bachelors of Arts \(with Honors\), International Business/Trade/Commerce — University of Portsmouth (1995\-09\-01–1999\-06\-01)
- B\.A\. Honors, International Trade & Languages — University of Portsmouth (1995\-01\-01–1999\-01\-01)
- Droitwich High School (1989\-01\-01–1994\-01\-01)

## FAQ

### What does Kevin do?

Kevin is the founder of Annuity Pros Group, where he works with structured settlements, annuities, life insurance, retirement plans, income products, protection strategies, and general financial strategies\. Annuity Pros Group is an independent consulting firm based in Salt Lake City, Utah, that shops rates across U\.S\. insurance companies\.

### What are Kevin’s core areas of expertise?

Kevin’s background combines global finance, institutional and private wealth management, corporate banking, investment and insurance portfolios, retirement planning, annuities, life insurance, and financial\-services sales leadership\. He has 25 years of industry experience spanning the United Kingdom, Australia, and the United States\.

### What products and strategies does Kevin cover through Annuity Pros Group?

At Annuity Pros Group, Kevin works across immediate, deferred, fixed\-index, individual, joint, accumulation, principal\-protection, guaranteed\-income, registered index\-linked, single\-premium deferred, and multi\-year guaranteed annuities\. The firm also addresses term, whole, universal, indexed universal, variable, and variable universal life insurance, as well as retirement\-income and estate\-planning strategies\.

### Who does Kevin serve through Annuity Pros Group?

Annuity Pros Group serves attorneys, CPAs and accounting firms, tax preparers, trust companies, consulting firms, banks, insurance brokers, financial advisors and consultants, wealth\-management firms, mortgage brokers, HR departments, real\-estate agents, other business professionals, and private individuals\.

### What is Kevin’s role at Hedges Wealth Management?

Kevin is managing partner of Hedges Wealth Management LLC, a Registered Investment Adviser\. The firm serves private and institutional clients and lists portfolio\-management work involving trusts, IRAs, SEP IRAs, Roth IRAs, 401\(k\) plans, endowments, bond portfolios, retirement portfolios, foundations, and charities\. Its affiliated investment\-management firms include Brinker Capital, Curian Capital, and Titanium Asset Management, whose combined North American assets were described as exceeding $25 billion\.

### What did Kevin do at Goldman Sachs?

Kevin held a Senior Associate position in Goldman Sachs’s Global Markets Division and joined Goldman Sachs in July 2022\.

### What is NannyPod, which Kevin founded?

Kevin founded and served as CEO of NannyPod, a nationwide technology connectivity platform and app for parents and childcare providers\. NannyPod’s mission is to help families access seamless, reliable, and consistent childcare while increasing opportunities for skilled childcare providers, sitters, and registered nurses to connect with families\.

### What did Kevin accomplish at AXA Financial?

Kevin was a top financial advisor at AXA Financial from 2004 to 2010\. His work there included financial planning and investment and insurance portfolios, with a focus on helping clients protect their wealth\.

### What was Kevin’s role at Morgan Stanley?

Kevin was a Financial Consultant at Morgan Stanley and participated in the Morgan Stanley Financial Advisor Training Program\. His published areas of focus included financial planning, investment advice, retirement planning, insurance, portfolio management, and wealth management\.

### What was Kevin’s role at Citi?

Kevin served as a Corporate Finance Operations Officer at Citibank Corporate Bank\. His listed corporate\-banking areas included bank guarantees, letters of credit, securitization, and corporate banking\.

### What experience does Kevin have with Merrill Lynch and Wellington Management?

Kevin worked as an OFC in Merrill Lynch’s Private Client Group\. His broader financial\-services experience also includes Wellington Management\.

### What are Kevin’s sales and team\-leadership strengths?

Kevin has recruited, trained, and managed sales teams of approximately 10 advisors\. He emphasizes relationship\-first selling, face\-to\-face networking, personal connection building, and making complex products understandable for clients\. He has also described his sales skills as transferable across financial products, technology, software, and crypto\-related roles\.

### What planning topics has Kevin written and worked on?

Kevin’s published professional subject areas include tax and financial planning Social Security timing Medicare group health\-insurance consulting health reimbursement arrangements defined\-contribution health plans pensions income planning college planning and rollover, 401\(k\), 403\(b\), 457, SEP IRA, Roth IRA, and 529 considerations\.

### What investment topics are within Kevin’s professional background?

Kevin’s listed investment and portfolio topics include bonds and fixed income, municipal bonds, dividend equities, derivatives, ETFs, mutual\-fund fees, unit investment trusts, commodities, REITs, private equity, hedge funds, alternatives, institutional asset management, captive insurance, stock\-option plans, and 401\(k\) fee and fiduciary considerations\.

### What does Kevin publish?

Kevin is an author and publisher of Economics, Tax & Financial Planning, a blog providing information and commentary on economics, tax, financial planning, investments, and insurance\.

### What is Kevin’s educational background?

Kevin holds a B\.A\. with Honors in International Business/Trade/Commerce, also described as International Trade & Languages, from the University of Portsmouth\. He attended Droitwich High School\.

### What retirement\-planning credential does Kevin hold?

Kevin completed a retirement\-planning training program at the Wharton School of the University of Pennsylvania and received a Wharton Certificate in Retirement Planning\.

### What skills does Kevin list?

Kevin’s listed skills include structured settlements, installment agreements, insurance planning, term, whole, and universal life insurance, life and health insurance licenses, qualified retirement plans, retirement\-plan consulting, wealth management, investments, strategic financial planning, portfolio management, finance, business ownership, startup leadership, and startup ventures\.

### What work arrangements and regions has Kevin identified?

Kevin has expressed openness to travel for sales roles, particularly in South Carolina and the Southeast, and to hybrid or remote work arrangements\. His published professional materials also reference Charleston, South Carolina Miami, Florida Charlotte, North Carolina and Atlanta, Georgia\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/kevinhedges

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