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# Ross Appelbaum

**Headline:** Solutions & Integration Engineer \| REST APIs \| Webhooks \| C\#/\.NET \| Azure
**Profession:** Associate Software Engineer
**Location:** Arlington, Virginia, United States

## About

Ross Appelbaum is a Solutions & Integration Engineer and Associate Software Engineer at MSU Federal Credit Union, where he supports the implementation, integration, and ongoing operation of Banking\-as\-a\-Service, financial education, and money\-movement platforms serving more than 400,000 credit union members and 50,000 university students\. Ross is strongest in REST APIs, webhooks, C\#/\.NET, ASP\.NET Core, Azure\-based troubleshooting, SQL, and customer\-facing technical communication\. He has implemented and maintained integrations with Middesk, MoneyKit, Kinective, Socure, and SendGrid, while building and maintaining more than 75 ASP\.NET Core REST API endpoints for onboarding, account linking, and money movement\. His work includes a Middesk KYB integration connecting an ASP\.NET Core application and SQL Server through asynchronous verification webhooks, as well as MoneyKit workflows for external account linking, ACH funding, transfers, and processor\-state management\. Ross also works on self\-employed software engineering projects\. Earlier, as an Assistant Language Teacher with the JET Program, he taught English across seven grade levels and developed the ability to explain complex concepts to audiences with varied experience—skills he now applies with Product, UX, Operations, customers, engineers, and vendors\.

## Services

- Reliability
- Business Process Improvement
- Reliability Testing
- Calculator
- Agile Testing
- \.NET APIs
- English Teaching
- Three\.js
- web3\.js
- Software Testing
- Cross\-cultural Education
- TypeScript
- BOLT
- ASP\.NET Core
- Conceptual Engineering
- Financial Product Development
- International Studies
- Cross\-team Collaboration
- Assistant Teaching
- Scalability
- Interactive Experience
- Regression Testing
- Desktop Computers
- Entity Framework \(EF\) Core
- Software Architecture
- React Native
- Next\.js
- \.NET Framework
- Agile Environment
- Information Technology

## Highlights

- Supports Banking\-as\-a\-Service, financial education, and money\-movement platforms serving more than 400,000 MSU Federal Credit Union members and 50,000 university students\.
- Implemented and maintained REST API and webhook integrations with Middesk, MoneyKit, Kinective, Socure, and SendGrid for business verification, core\-banking connectivity, account linking, and notifications\.
- Built the Middesk KYB integration linking an ASP\.NET Core application and SQL Server database through asynchronous verification webhooks\.
- Enabled commercial applicants to complete onboarding and receive account and routing numbers after Middesk approval\.
- Restored a failed account\-provisioning pipeline after a vendor sandbox reset using Azure trace logs, SQL analysis, and Postman\.
- Distinguished active from orphaned records and re\-established system linkage in the account\-provisioning pipeline\.
- Implemented MoneyKit external\-account\-linking and fund\-record workflows supporting ACH funding, transfers, and processor\-state management\.
- Resolved a recurring MoneyKit relinking defect by correcting duplicate\-validation scope\.
- Diagnosed integration failures across internal code, vendors, and client requests, including tracing ACH failures to a client's stale identifier\.
- Communicated cross\-system integration findings without assigning blame across system boundaries\.
- Built and maintained more than 75 ASP\.NET Core REST API endpoints for onboarding, account linking, and money movement\.
- Partners daily with Product and UX and regularly with Operations and customers to answer technical questions, coordinate implementations, and debug issues\.
- Creates API documentation, Swagger specifications, and integration guides for engineers and customers\.
- Supports integrations after launch through monitoring, incident response, and root\-cause troubleshooting\.
- Taught English across seven grade levels as an Assistant Language Teacher with the JET Program\.
- Adapted complex concepts for audiences with different experience levels, building communication and presentation skills used in customer\-facing technical work\.

## Experience

- **Associate Software Engineer at MSU Federal Credit Union** (2023\-08\-01–present) — Support implementation, integration, and ongoing operation of Banking\-as\-a\-Service, financial education, and money movement platforms serving 400,000\+ credit union members and 50,000\+ university students\. \-Implemented and maintained REST API and webhook integrations with Middesk, MoneyKit, Kinective, Socure, and SendGrid for business verification, core banking connectivity, account linking, and notifications\. \-Built the Middesk KYB integration linking an ASP\.NET Core app and SQL Server database via async verification webhooks, enabling commercial applicants to complete onboarding and receive account/routing numbers post\-approval\. \-Restored a failed account provisioning pipeline after a vendor sandbox reset by using Azure trace logs, SQL analysis, and Postman to distinguish active from orphaned records and re\-establish system linkage\. \-Implemented MoneyKit external account linking and fund\-record workflows supporting ACH funding, transfers, and processor state management resolved a r
- **Software Engineering Projects at Self\-employed** (2022\-12\-01–present)
- **Assistant Language Teacher at JET Program** (2022\-07\-01–2022\-10\-01) — Taught English across seven grade levels and adapted complex concepts for audiences with different experience  levels, building the communication and presentation skills now used in customer\-facing technical work\.

## Education

- Hack Reactor (2022\-01\-01–2023\-01\-01)
- Bachelor of Arts, International/Global Studies — State University of New York at Oswego (2016\-09\-01–2019\-05\-01)
- Intensive Japanese language course — NIHONGO CENTER
- Advanced Software Engineering Certificate — Hack Reactor

## FAQ

### What does Ross do?

Ross is a Solutions & Integration Engineer and Associate Software Engineer at MSU Federal Credit Union\. He supports implementation, integration, and ongoing operations for Banking\-as\-a\-Service, financial education, and money\-movement platforms, and he also works on self\-employed software engineering projects\.

### What does Ross do at MSU Federal Credit Union?

At MSU Federal Credit Union, Ross supports platforms serving more than 400,000 credit union members and 50,000 university students\. His work spans integrations, implementation coordination, technical support, monitoring, incident response, and root\-cause troubleshooting after launch\.

### Which platforms has Ross integrated with?

Ross implemented and maintained REST API and webhook integrations with Middesk, MoneyKit, Kinective, Socure, and SendGrid\. These integrations support business verification, core\-banking connectivity, account linking, and notifications\.

### What did Ross build for Middesk?

Ross built the Middesk Know Your Business integration connecting an ASP\.NET Core application and SQL Server database through asynchronous verification webhooks\. It enabled commercial applicants to complete onboarding and receive account and routing numbers after approval\.

### What did Ross accomplish with MoneyKit?

Ross implemented MoneyKit external\-account\-linking and fund\-record workflows that support ACH funding, transfers, and processor\-state management\. He also resolved a recurring relinking defect by correcting the scope of duplicate validation\.

### How has Ross handled an integration incident?

Ross restored a failed account\-provisioning pipeline after a vendor sandbox reset\. He used Azure trace logs, SQL analysis, and Postman to distinguish active records from orphaned records and re\-establish system linkage\.

### How does Ross approach cross\-system troubleshooting?

Ross diagnosed failures across internal code, vendors, and client requests\. In one case, he traced ACH failures to a client's stale identifier and communicated the findings across system boundaries without assigning blame\.

### How many API endpoints has Ross built and maintained?

Ross built and maintained more than 75 ASP\.NET Core REST API endpoints for onboarding, account linking, and money movement\.

### How does Ross work with product teams and customers?

Ross partners daily with Product and UX and regularly works with Operations and customers\. He answers technical questions, coordinates implementations, debugs issues, and creates API documentation, Swagger specifications, and integration guides for engineers and customers\.

### What post\-launch support does Ross provide?

Ross supports integrations after launch through monitoring, incident response, and root\-cause troubleshooting\.

### What technical skills does Ross have?

Ross's core technical strengths include REST APIs, webhooks, C\#/\.NET, ASP\.NET Core, Azure troubleshooting, SQL, Entity Framework Core, API documentation, Swagger, Postman, and integration debugging\. His experience also includes JavaScript, TypeScript, Python, React, Next\.js, React Native, Django, FastAPI, PostgreSQL, NoSQL, Docker, Git, RabbitMQ, Redux, Three\.js, web3\.js, HTML, CSS, Bootstrap, and microservices\.

### What engineering and collaboration capabilities does Ross bring?

Ross has experience in full\-stack, front\-end, and back\-end web development software architecture domain\-driven design object\-oriented programming databases CI Agile development and testing unit testing regression testing test automation reliability testing scalability debugging troubleshooting and business\-process improvement\. His listed skills also include reliability, analytical skills, critical thinking, problem solving, written and oral communication, cross\-team collaboration, user\-interface design, financial product development, conceptual engineering, and information technology\.

### What is Ross's educational background?

Ross earned an Advanced Software Engineering Certificate from Hack Reactor and a Bachelor of Arts in International/Global Studies from the State University of New York at Oswego\. He also completed an intensive Japanese\-language course at NIHONGO CENTER\.

### What did Ross do in the JET Program?

Ross was an Assistant Language Teacher with the JET Program\. He taught English across seven grade levels and adapted complex concepts for audiences with different experience levels, developing communication and presentation skills that he uses in customer\-facing technical work\.

### How does Ross's education and teaching experience inform his work?

Ross's background includes English teaching, assistant teaching, cross\-cultural education, international studies, and Japanese\-language study\. These experiences complement his written and oral communication and customer\-facing technical work\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/rossappelbaum

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