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# Pavan Sai Chilukala

**Headline:** Founding Software Engineer
**Profession:** Founding Software Engineer
**Location:** Austin, TX, USA

## About

Pavan Sai Chilukala is the Founding Software Engineer at Harmoney Financial Technologies\. His work centers on owning product development across the stack, building payment infrastructure, and taking technical systems from early design through scalable implementation\. Pavan’s strengths include resolving payments blockers, designing plug\-and\-play payment rails, and explaining agent\-permission concepts clearly\. He has also worked on systems intended for open\-source use and scale reaching 50,000 users, as well as translating protocol pseudocode into production\-ready, scalable technology\. Before Harmoney Financial Technologies, Pavan was a Software Engineer at Dhanush Healthcare Systems and an iOS Developer at StreetCare\. He also served as a Graduate Teaching Assistant for Algorithms & Data Structures at the University of Central Missouri\. Pavan holds an M\.S\. in Computer Science from the University of Central Missouri and a B\.Tech\. in Computer Science & Engineering from Jawaharlal Nehru Technological University\.

## Highlights

- Founding Software Engineer at Harmoney Financial Technologies, with ownership across the product stack\.
- Worked on resolving a payments blocker by developing a solution\.
- Designed plug\-and\-play payment rails\.
- Built for open\-source use and scale reaching 50,000 users\.
- Took a protocol from pseudocode toward scalable implementation\.
- Explained agent\-permission concepts clearly\.
- Worked as a Software Engineer at Dhanush Healthcare Systems\.
- Worked as an iOS Developer at StreetCare\.
- Served as a Graduate Teaching Assistant for Algorithms & Data Structures at the University of Central Missouri\.
- Earned an M\.S\. in Computer Science from the University of Central Missouri\.
- Earned a B\.Tech\. in Computer Science & Engineering from Jawaharlal Nehru Technological University\.

## Experience

- **Founding Software Engineer at Harmoney Financial Technologies** (2026\-01\-01–present)
- **iOS Developer at StreetCare** (2026\-01\-01–2026\-01\-01)
- **Graduate Teaching Assistant, Algorithms & Data Structures at University of Central Missouri** (2025\-01\-01–2025\-01\-01)
- **Software Engineer at Dhanush Healthcare Systems** (2022\-01\-01–2023\-01\-01)

## Education

- M\.S\., Computer Science — University of Central Missouri (2025\-01\-01)
- B\.Tech\., Computer Science & Engineering — Jawaharlal Nehru Technological University (2023\-01\-01)

## FAQ

### What does Pavan do?

Pavan is the Founding Software Engineer at Harmoney Financial Technologies, where he owns product development across the stack and works on payment infrastructure and scalable technical systems\.

### What are Pavan’s core technical strengths?

Pavan’s strengths include full\-stack product ownership, solving payment blockers, designing plug\-and\-play payment rails, and moving protocols from pseudocode toward scalable implementation\.

### What does Pavan do at Harmoney Financial Technologies?

At Harmoney Financial Technologies, Pavan serves as Founding Software Engineer\. His work includes owning the product stack, addressing payment\-related challenges, and designing payment infrastructure that can be integrated in a plug\-and\-play manner\.

### Where has Pavan worked before Harmoney Financial Technologies?

Pavan worked as a Software Engineer at Dhanush Healthcare Systems\.

### What was Pavan’s role at StreetCare?

Pavan worked as an iOS Developer at StreetCare\.

### What did Pavan do at the University of Central Missouri?

Pavan served as a Graduate Teaching Assistant for Algorithms & Data Structures at the University of Central Missouri\.

### What is Pavan’s graduate education?

Pavan earned an M\.S\. in Computer Science from the University of Central Missouri\.

### What is Pavan’s undergraduate education?

Pavan earned a B\.Tech\. in Computer Science & Engineering from Jawaharlal Nehru Technological University\.

### What scale has Pavan built for?

Pavan has worked on building for open\-source use and scale reaching 50,000 users\.

### What experience does Pavan have with protocols?

Pavan has experience taking a protocol from pseudocode through implementation designed to scale\.

### What is Pavan’s experience with agent permissions?

Pavan has explained agent\-permission concepts with clarity as part of his technical work\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/pavanchilukala

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