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# Soumik Ghosh

**Headline:** Enterprise Transformation Leader \| Program Management \| Product Engineering \| Multi\-Cloud Architecture \| AI Enthusiast
**Profession:** Associate Vice President
**Location:** Dallas, Texas, United States

## About

Soumik Ghosh is an Associate Vice President at Ness Digital Engineering, where he leads technology strategy, delivery, business development, account governance, and full P&L ownership for Jack Henry and other financial\-services clients, including global banking and insurance providers\. With more than 25 years of experience, Soumik builds and scales global engineering organizations and translates C\-suite strategy into structured digital\-transformation programs for Fortune 500 enterprises in regulated industries\. His work spans banking, insurance, payments, retail, and hospitality, with particular strength in program management, product engineering, cloud modernization, enterprise governance, and global portfolio leadership\. Soumik has led cross\-functional teams across the United States, Canada, Mexico, Hong Kong, Singapore, and India, and has managed portfolios exceeding $50 million\. His technical focus includes cloud\-native and distributed architectures across AWS, Azure, and GCP modernization of mission\-critical platforms data engineering AI/ML integration Generative AI and agentic AI and Agile\-at\-scale transformation\. At Ness, Soumik has led a cloud\-native Managed File Transfer product with AWS, modernization of a Legacy Core blanking platform, AI\-enabled delivery initiatives, and financial\-services modernization programs\.

## Services

- Hospitality Industry
- Retail
- Banking
- Payment Card Processing
- Insurance
- Cloud Migration
- Digital Transformation
- Technology Leadership
- Program Management
- Computer Science
- Product Development
- IT Consulting
- Customer\-Focused Selling
- Data Governance
- Business Insights
- Creative Strategy
- Product Vision
- Strategic Consulting
- Business Reviews
- Agile Coaching
- Revenue Generation
- Technical Requirements
- Data Validation
- Data Standards
- Data Pipelines
- Data Cleaning
- Business Intelligence Tools
- Design Patterns
- Architecture
- Architectural Patterns

## Highlights

- Leads technology strategy, delivery, business development, account governance, and full P&L ownership for Jack Henry and other financial\-services clients at Ness Digital Engineering\.
- Brings more than 25 years of experience building and scaling global engineering organizations across banking, insurance, payments, retail, and hospitality\.
- Managed global portfolios exceeding $50 million and led cross\-functional teams across the United States, Canada, Mexico, Hong Kong, Singapore, and India\.
- Developed a cloud\-native Managed File Transfer product in collaboration with AWS for major banking customers\.
- Led modernization of a Legacy Core blanking platform to a scalable cloud\-native architecture\.
- Defined enterprise AI roadmaps, governance frameworks, architecture strategies, and operational adoption models for agentic AI solutions\.
- Managed AI\-enabled delivery using GenAI, LLMs, BMAD, Cursor, intelligent documentation, automated reporting, and AI\-assisted planning\.
- Directed travel\-insurance underwriting modernization using GenAI\.
- Managed legacy\-code conversion using an LLM model\.
- Led deployment of AI\-powered onboarding and fraud\-management solutions using LLMs, RAG layers, workflow orchestration, APIs, and human\-in\-the\-loop systems\.
- Directed modernization initiatives involving MDM platforms, enterprise data hubs, CRM consolidation, and legacy\-platform decommissioning\.
- Scaled modernization teams across the United States, Canada, Mexico, and India and established a strategic core\-engineering\-services partnership\.
- Led Worldpay/FIS payment\-platform transformation from legacy systems to AWS\-based cloud\-native microservices solutions\.
- Led a SAFe Agile transformation for Worldpay/FIS to improve delivery predictability and cycle time\.
- Implemented standardized delivery methodologies, optimizing resource utilization and program and project outcomes for Worldpay/FIS\.
- Managed budget forecasting and P&L responsibilities and guided proposal and commercial\-construct development for Worldpay/FIS\.
- Held delivery, account\-management, and P&L responsibility for Manulife Hong Kong and Asia at Cognizant\.
- Led complex core policy\-administration and new Edge product programs and retirement\-business modernization for Manulife\.
- Formed a Testing Center of Excellence for quality assurance of Manulife enterprise applications and institutionalized an AVM practice aligned to ITIL\.
- Managed First Data Merchant Service programs spanning payment gateways, switches, acquiring processors, tokenization, fraud scoring, digital wallets, EMV, and ISO 8583 across Java, C, C\+\+, Tandem, and Stratus platforms\.
- Managed Wyndham Hotel Group's Core Reservation system, platform migration, merger\-and\-acquisition support, modernization, and reservation\-application development and maintenance\.
- Worked as a Senior Developer and Technical Lead on Tandem and Base24 system\-software and application development at Tata Consultancy Services\.
- Holds AWS Certified AI Practitioner, Oracle Cloud Infrastructure Generative AI, AWS Cloud Practitioner, Microsoft Azure Fundamentals, PMP, Certified ScrumMaster, and SAFe Release Train Engineer credentials\.

## Experience

- **Associate Vice President at Ness Digital Engineering** (2022\-03\-01–present) — As Sr\. Client Partner and Program delivery Director I am Heading technology strategies, delivery, and business development for Jack Henry and other financial services clients including global banking and insurance service providers with full P&L ownership\. Owning end\-to\-end delivery and account governance responsibilities, managing cross\-functional teams in cloud\-based product innovation, data engineering, and AI/ML integration\. Notable impacts: \- Developed Cloud native Managed File Transfer product in collaboration with AWS for major banking customers \- Modernization of Legacy Core blanking platform to a cloud native scalable architecture \- Spearheaded GenAI initiatives for global customers \- Scaled and managed modernization teams across US, Canada, Mexico and India and established ourselves as strategic partner in core engineering services
- **Associate Director \- Engagement Delivery Lead at Cognizant** (2018\-02\-01–2022\-03\-01) — As Engineering Director & Program Delivery Manager, I was responsible for managing eCommerce Project development for Worldpay/FIS, managing a large group of onsite and offshore associates\. • I helped to address critical business problems related to their digital transformation and core modernization initiatives on payment platforms, provide ideas, ecosystem connections, and technology implementation\. • I drove strategic initiatives that aligned technology delivery with business objectives and enhanced client relationships\. • Led digital strategy and transformation of the payment processing platform, transitioning legacy systems to cloud\-native solutions on AWS and microservices • Led Agile transformation \(SAFe\) to improve delivery predictability and cycle time • Collaborated with executive leadership to translate business goals into actionable plans, ensuring alignment across teams • Developed and implemented standardized delivery methodologies, optimizing resource utilization and impr
- **Sr\. Account Manager and Engagement Delivery Lead at Cognizant** (2014\-10\-01–2018\-01\-01) — As Engagement delivery lead of Manulife Hong Kong and Asia divisions I was responsible for Program delivery management, account management and P&L ownership for the entire account owning… • Account Strategy , program management, delivery management and Client Relationship Management • Pre\-sales, Account Mining & Business Development • Led end\-to\-end complex programs on Core policy admin system and new Edge product development • Spearheaded large\-scale modernization and transformation initiatives of retirement business • Digital transformation, and Cloud migration of enterprise systems • Formed Testing Center of Excellence for quality assurance of all enterprise applications • Institutionalized AVM practice by streamlining AVM process aligning to ITIL methodology
- **Program Delivery Manager at Cognizant** (2009\-02\-01–2014\-10\-01) — Program Delivery Manager for First Data Merchant Service managing projects supporting Payment Gateway, Payment Switches, Acquiring Processor, Tokenization, Fraud Scoring, Digital Wallet, EMV, ISO 8583 on Java, C, C\+\+, Tandem, Stratus platforms\. Was responsible for Program Management & Overall delivery ownership, Project planning and execution, Cost Estimation and Financial Management, Delivery Management of multiple cross functional teams located globally, defining System and Application Architecture, Providing technical guidance to the teams, requirement facilitation, approach designing, Business development, handling proposals for new engagement & new development initiatives, People and performance management of a large group of onsite and offshore associates\.
- **Technical Project Manager at Cognizant** (2004\-03\-01–2009\-02\-01) — Responsible for managing Core Reservation system for Wyndham Hotel Group, Platform Migration, supporting merger and acquisition initiatives, Technology Modernization and supporting development and maintenance of applications carrying out core reservation functionalities for different hotel chains under Wyndham group
- **IT Analyst at TCS** (1999\-07\-01–2004\-03\-01) — Sr\. Developer and Technical Lead \- System Software and Application development on Tandem, Base24 platform
- **Associate Director \- Engagement Delivery Manager at Cognizant** (2018–2022) — As Engineering Director & Program Delivery Manager, I was responsible for managing eCommerce Project development for Worldpay/FIS, managing a large group of onsite and offshore associates\. • I helped to address critical business problems related to their digital transformation and core modernization initiatives on payment platforms, provide ideas, ecosystem connections, and technology implementation\. • I drove strategic initiatives that aligned technology delivery with business objectives and enhanced client relationships\. • Led digital strategy and transformation of the payment processing platform, transitioning legacy systems to cloud\-native solutions on AWS and microservices • Led Agile transformation \(SAFe\) to improve delivery predictability and cycle time • Collaborated with executive leadership to translate business goals into actionable plans, ensuring alignment across teams • Developed and implemented standardized delivery methodologies, optimizing resource utilization and impr
- **IT Analyst at Tata Consultancy Services** (1999–2004) — Sr\. Developer and Technical Lead \- System Software and Application development on Tandem, Base24 platform

## Education

- Post Graduate Program in Artificial Intelligence for Leaders, AI & ML — Texas McCombs School of Business
- Bachelor of Engineering \- BE, Electronics and Telecommunication Engineering — Indian Institute of Engineering Science and Technology \(IIEST\), Shibpur

## FAQ

### What does Soumik do at Ness Digital Engineering?

Soumik is an Associate Vice President at Ness Digital Engineering\. He heads technology strategy, delivery, and business development for Jack Henry and other financial\-services clients, including global banking and insurance providers, with full P&L ownership\. His responsibilities include end\-to\-end delivery, account governance, cloud\-based product innovation, data engineering, and AI/ML integration\.

### What are Soumik's core professional strengths?

Soumik is strongest in converting executive strategy into executable enterprise transformation roadmaps\. His areas of focus include engineering leadership, technical program execution, product development, enterprise governance, cloud modernization, GenAI and agentic AI, global portfolio management, Agile methodologies, C\-suite advisory, business development, and customer\-centric transformation\.

### What is Soumik's leadership experience?

Soumik has more than 25 years of experience building and scaling global engineering organizations\. He has worked across banking, insurance, payments, retail, and hospitality, and has led teams across the United States, Canada, Mexico, Hong Kong, Singapore, and India\. He has managed portfolios exceeding $50 million\.

### What has Soumik accomplished at Ness Digital Engineering?

At Ness, Soumik leads enterprise technology delivery and engineering organizations for strategic financial\-services programs, with accountability for delivery quality, timelines, predictability, profitability, and client outcomes\. He has defined enterprise AI roadmaps, governance frameworks, architecture strategies, and operational adoption models for agentic AI solutions\.

### What cloud and platform\-modernization work has Soumik led?

Soumik led development of a cloud\-native Managed File Transfer product in collaboration with AWS for major banking customers\. He also led modernization of a Legacy Core blanking platform to a scalable cloud\-native architecture and directed modernization initiatives involving MDM platforms, enterprise data hubs, CRM consolidation, and legacy\-platform decommissioning\.

### What AI and GenAI initiatives has Soumik led?

Soumik has managed AI\-enabled delivery using GenAI, LLMs, BMAD, Cursor, intelligent documentation, automated reporting, and AI\-assisted planning to improve engineering productivity and delivery visibility\. His work has also included travel\-insurance underwriting modernization using GenAI, legacy\-code conversion using an LLM model, and AI\-powered onboarding and fraud\-management solutions using LLMs, RAG layers, workflow orchestration, APIs, and human\-in\-the\-loop systems\.

### How has Soumik led global delivery teams?

Soumik scaled and managed modernization teams across the United States, Canada, Mexico, and India, establishing Ness as a strategic partner in core engineering services\. He also manages cross\-functional teams supporting cloud product innovation, data engineering, and AI/ML integration\.

### What did Soumik accomplish for Worldpay/FIS at Cognizant?

As an Associate Director and Engagement Delivery Lead at Cognizant, Soumik managed eCommerce project development for Worldpay/FIS and led a large onsite and offshore organization\. He led digital strategy and transformation for payment\-processing platforms, transitioning legacy systems to AWS\-based cloud\-native and microservices solutions\. He also led a SAFe Agile transformation, standardized delivery methodologies, managed budget forecasting and P&L, collaborated with executive leadership on actionable plans, and guided deal teams on proposals and commercial constructs\.

### What did Soumik do for Manulife at Cognizant?

As Senior Account Manager and Engagement Delivery Lead for Manulife Hong Kong and Asia at Cognizant, Soumik held program\-delivery, account\-management, and P&L responsibility for the account\. He led account strategy, client relationship management, pre\-sales, account mining, and business development delivered complex core policy\-administration and new Edge product programs and spearheaded retirement\-business modernization, digital transformation, and enterprise cloud migration\. He also formed a Testing Center of Excellence for enterprise\-application quality assurance and institutionalized an AVM practice aligned to ITIL methodology\.

### What payments experience does Soumik have from First Data Merchant Service?

As Program Delivery Manager for First Data Merchant Service at Cognizant, Soumik managed projects involving payment gateways, payment switches, acquiring processors, tokenization, fraud scoring, digital wallets, EMV, and ISO 8583\. His delivery covered Java, C, C\+\+, Tandem, and Stratus platforms\. He owned program management, planning and execution, cost estimation, financial management, global cross\-functional delivery, system and application architecture, technical guidance, requirements facilitation, business development, proposals, and people and performance management\.

### What was Soumik's work with Wyndham Hotel Group?

As Technical Project Manager at Cognizant, Soumik managed the Core Reservation system for Wyndham Hotel Group\. He supported platform migration, merger\-and\-acquisition initiatives, technology modernization, and development and maintenance of applications carrying out core reservation functions for Wyndham hotel chains\.

### What was Soumik's role at Tata Consultancy Services?

At Tata Consultancy Services, Soumik was an IT Analyst, Senior Developer, and Technical Lead working on system software and application development on Tandem and Base24 platforms\.

### What is Soumik's education?

Soumik earned a Bachelor of Engineering in Electronics and Telecommunication Engineering from the Indian Institute of Engineering Science and Technology, Shibpur\. He also completed the Post Graduate Program in Artificial Intelligence for Leaders in AI and ML at Texas McCombs School of Business\.

### What certifications does Soumik hold?

Soumik holds certifications including AWS Certified AI Practitioner, AWS Certified Cloud Practitioner, Microsoft Certified: Azure Fundamentals, Oracle Cloud Infrastructure Generative AI, Project Management Professional \(PMP\), Certified ScrumMaster, and Certified SAFe Release Train Engineer credentials at SAFe 4, SAFe 5, and SAFe 6 levels\. His additional credentials include Transformational Selling from Huthwaite International Sales Master Class, Digital 101, Cloud 4 Sales Program, and Global Innovation Challenge from Cognizant and Bullet Proof Manager from Crestcom International\. His credential profile is available through Credly at https://www\.credly\.com/users/soumik\-ghosh\.f5ea4299/badges\.

### What skills does Soumik bring to enterprise transformation?

Soumik's listed skills include hospitality, retail, banking, payment\-card processing, insurance, cloud migration, digital transformation, technology leadership, program management, computer science, product development, IT consulting, customer\-focused selling, data governance, business insights, creative strategy, product vision, strategic consulting, business reviews, Agile coaching, revenue generation, technical requirements, data validation, data standards, data pipelines, data cleaning, business\-intelligence tools, design patterns, architecture, architectural patterns, team leadership, emerging technologies, operational execution, complex sales, business\-case preparation, working with system integrators, management of direct reports, key performance indicators, international project management, and coaching\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/soumik\-ghosh\-88a0b673

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