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# Scott McCarthy

**Headline:** Business Operations \| Business Analysis \| Process Improvement \| Operational Analytics \| Reporting & Automation \| Business–Technology Partnership
**Profession:** Mortgage Partnership Finance \(MPF\) Program Supervisor
**Location:** Greater Pittsburgh Region

## About

Scott McCarthy is a Mortgage Partnership Finance \(MPF\) Program Supervisor at the Federal Home Loan Bank of Pittsburgh, supporting operational execution, reporting and analytics, process improvement, customer support, risk management, and technology adoption across 110 member financial institutions\. With more than 20 years of experience in operations and business analysis, Scott specializes in finding inefficient manual workflows, translating stakeholder needs into practical technology solutions, and building reporting and dashboards that improve visibility and decision\-making\. In his current role, Scott has proposed three reporting automations that eliminate recurring manual work and save approximately 15–20 minutes daily, 5–10 minutes weekly, and four hours monthly\. He supports a team responsible for onboarding 2,160 loans totaling $631 million year\-to\-date through June 30, 2026\. Scott’s earlier leadership roles included managing a 20\-person closing team, supervising 11 employees across four teams and two branches, training more than 60 employees, and setting a company record of more than 2,400 funded loans in a calendar year\. He is seeking a growth opportunity focused on operational performance, process simplification, data, reporting, automation, and business–technology partnership\.

## Services

- Business Operations
- Business Analysis
- Continuous Process Improvement
- Operational Analytics
- Reporting & Dashboards
- Process Automation
- Workflow Optimization
- Business & IT Collaboration
- Stakeholder Management
- Cross\-functional Collaborations
- Risk Management
- Regulatory Compliance
- Operational Risk Analysis
- Technology Adoption
- Microsoft Excel
- SharePoint
- Microsoft Teams
- Training
- Team Leadership
- Performance Management
- Microsoft 365 Copilot
- Microsoft Power Automate
- Tableau
- Team Management
- Credit Analysis
- Microsoft Office
- Customer Service
- Client Development
- Social Media
- Sales

## Highlights

- Supports the Mortgage Partnership Finance Program across 110 member financial institutions at the Federal Home Loan Bank of Pittsburgh\.
- Proposed three reporting automations that eliminate recurring manual processing and save approximately 15–20 minutes daily, 5–10 minutes weekly, and four hours monthly\.
- Partners with IT to convert member\-institution reporting requests and other business needs into practical customer\-facing reporting solutions\.
- Creates and optimizes reporting and dashboards for customers, internal teams, and executive leadership\.
- Supports a team responsible for onboarding 2,160 loans totaling $631 million year\-to\-date through June 30, 2026\.
- Leads annual eligibility certification for approximately 85–90 member institutions within the January 1–31 window to maintain loan\-selling eligibility\.
- Serves as team lead in alternating years for a risk assessment presented to executive leadership and used in support of federal regulatory oversight\.
- Serves as department technology champion, supporting SharePoint migration and adoption, advanced Microsoft Teams use, technology testing, IT feedback, and Copilot/AI enablement\.
- Led closing operations for a 20\-person team at Ethos Lending, with responsibility for performance, workload management, reporting, staffing, and process improvement\.
- Developed reporting automations at Ethos Lending for deadline management, workload allocation, and loan prioritization\.
- Created a daily Ethos Lending performance report giving management and executive leadership weekly, monthly, and year\-to\-date visibility across 20 closers\.
- Audited six underwriters at Ethos Lending for quality and compliance, identifying recurring findings that informed targeted training and improved quality\.
- Supervised 11 employees across four teams and two branches as Regional Closing Manager at Provident Funding Associates\.
- Supported operations within a Provident Funding Associates business averaging approximately 10,000 loan closings annually\.
- Improved turnaround times and reduced errors through employee training, performance management, and process improvements\.
- Trained more than 60 employees as Corporate Closing Trainer at Provident Funding Associates\.
- Co\-authored training materials and developed a structured three\-hour incoming\-closer training program\.
- Provided approximately one month of second\-signing and quality support before new closers transitioned to independent submissions\.
- Achieved a company record of more than 2,400 loans funded in a calendar year as a closer at Provident Funding Associates\.
- Provided investment\-manager and client support at BNY Mellon, including cash\-investment assistance, currency\-balance research, and trade\-problem resolution\.
- Co\-founded The McCarthy Mission with his sister, Rebecca, and launched its blog in August 2019 to challenge misconceptions about mental disorders, reduce stigma, and encourage treatment through recovery stories\.

## Experience

- **Mortgage Partnership Finance \(MPF\) Program Supervisor at Federal Home Loan Bank of Pittsburgh** (2018\-04\-01–present) — Support the Mortgage Partnership Finance \(MPF\) Program across 110 member financial institutions, with a focus on operational execution, reporting and analytics, process improvement, customer support, risk management, and technology adoption\. • Identify opportunities to improve recurring workflows and partner with IT on implementation\. • Three reporting automations I proposed now eliminate manual processing and save approximately 15–20 minutes daily, 5–10 minutes weekly, and 4 hours monthly\. • Partner with IT to develop customer\-facing reporting by defining business needs and desired outputs, including translating a member institution’s request into a practical reporting solution\. • Create and optimize reporting and dashboards for customers, internal teams, and executive leadership to improve operational visibility and decision\-making\. • Support a team responsible for onboarding 2,160 loans totaling $631 million year\-to\-date through June 30, 2026\. • Lead the annual eligibility certif
- **Website Designer at https://themccarthymission\.com** (2019\-08\-01–2024\-11\-01) — My sister, Rebecca \(a Clinical Pharmacist specializing in chronic pain and addiction\), and I are the co\-founders of The McCarthy Mission\. Our dad died in 2008 as a result of Alcohol Use Disorder \(AUD\)\. My sister had the desire and drive to make an impact addressing various mental disorders\. I suggested that she implement the idea via a blog\. She liked the idea but was intimidated by the idea of creating a blog\. I had no experience with blogging or creating a website previously, but I was willing to give it a try\. Our blog went live in August of 2019\. Our mission is to challenge misconceptions about mental disorders so as to reduce stigma and encourage treatment by sharing the stories of those in recovery\. We hope readers find hope and encouragement within our posts\. We hope that our posts serve as conversation starters, and provide courage to those who may feel the need to open up about their own experience with mental illness\.
- **Corporate Quality Control Auditor/Analyst at Ethos Lending LLC** (2017\-02\-01–2018\-03\-01) — Audited the work of six underwriters for quality and compliance, identified recurring findings, and provided information that contributed to targeted training and improved quality\.
- **Mortgage Underwriter at Ethos Lending LLC** (2016\-07\-01–2017\-02\-01) — Analyzed the creditworthiness of borrowers to determine if they qualified for the mortgage loan which they applied\. Counseled mortgage brokers and sales team to properly submit an initial package for review and understand investor requirements to limit delays and eliminate friction points\. Reviewed documentation provided to satisfy investor and government requirements\.
- **Corporate Closing Department Manager at Ethos Lending LLC** (2016\-03\-01–2016\-07\-01) — Led closing operations for a 20\-person team supporting high\-volume mortgage production, with responsibility for operational performance, workload management, reporting, staffing, and process improvement\. • Developed and implemented reporting automations to improve deadline management, workload allocation, and loan prioritization\. • Created a daily performance report distributed to management and executive leadership, providing weekly, monthly, and year\-to\-date visibility into individual and team performance across 20 closers\. • Used operational reporting to improve visibility into team capacity, priorities, and performance\. • Interviewed and selected candidates for open positions and managed employees across both local and California\-based operations\.
- **Regional Closing Manager at Provident Funding Associates L\.P\.** (2014\-03\-01–2016\-03\-01) — Led high\-volume closing operations across multiple teams and locations, balancing production, quality, employee development, customer requirements, and operational performance\. • Supervised 11 employees across 4 teams within 2 branches\. • Supported operations within a company averaging approximately 10,000 loan closings annually\. • Improved turnaround times and reduced errors through employee training, performance management, and process improvements\. • Maintained production responsibilities while managing team performance and operational priorities\.
- **Corporate Closing Trainer at Provident Funding Associates L\.P\.** (2013\-04\-01–2014\-03\-01) — Trained more than 60 employees, including new hires and employees requiring additional performance support\. • Co\-authored training materials and developed a structured 3\-hour incoming\-closer training program\. • Provided approximately one month of second\-signing and quality support before new closers transitioned to independent submissions\. • Used error rates and processing speed to evaluate performance and identify additional training needs\.
- **Underwriter/Closer at Provident Funding Associates L\.P\.** (2006\-11\-01–2013\-04\-01) — Assisted with underwriting mortgage loans while maintaining full\-time closing responsibilities\. • As a Closer, achieved a company record of over 2,400 loans funded in a calendar year\.
- **Trade Specialist II at BNY Mellon** (2006\-02\-01–2006\-09\-01) — Provided professional support to investment managers and clients\. Assisted in the investment of cash and the research of currency balances, and the resolution of trade problems to ensure accurate client statements\.

## Education

- Bachelor of Science in Business Administration, Finance — Robert Morris University (2004\-01\-01–2005\-01\-01)
- Associate’s Degree, Business Administration and Management, General — Community College of Allegheny County (2000\-01\-01–2003\-01\-01)

## FAQ

### What does Scott do?

Scott is a Mortgage Partnership Finance Program Supervisor at the Federal Home Loan Bank of Pittsburgh\. He supports the MPF Program across 110 member financial institutions, with responsibilities spanning operations, reporting and analytics, process improvement, customer support, risk management, and technology adoption\.

### What are Scott’s core strengths?

Scott is strongest at business operations, business analysis, continuous process improvement, operational analytics, reporting and dashboards, workflow optimization, process automation, and business\-and\-IT collaboration\. He gathers stakeholder requirements, translates them into technical solutions, and stays involved in delivery to help ensure solutions work in practice\.

### What process automation work has Scott completed at FHLBank Pittsburgh?

At FHLBank Pittsburgh, Scott identifies recurring\-workflow improvements and partners with IT on implementation\. Three reporting automations he proposed now eliminate manual processing and save approximately 15–20 minutes daily, 5–10 minutes weekly, and four hours monthly\.

### How does Scott bridge business needs and technology at FHLBank Pittsburgh?

Scott partners with IT to develop customer\-facing reporting by defining business needs and desired outputs\. This includes translating a member institution’s reporting request into a practical solution, as well as creating and optimizing reports and dashboards for customers, internal teams, and executive leadership\.

### What operational scale does Scott support at FHLBank Pittsburgh?

Scott supports a team responsible for onboarding 2,160 loans totaling $631 million year\-to\-date through June 30, 2026\. He also leads the annual eligibility\-certification process for approximately 85–90 member institutions during the January 1–31 completion window, helping maintain their loan\-selling eligibility\.

### What risk and regulatory work does Scott perform?

Scott serves as team lead in alternating years for a risk assessment presented to executive leadership and used in support of federal regulatory oversight\. His work includes risk management, regulatory compliance, and operational risk analysis\.

### What technology\-adoption work does Scott lead?

Scott is the department’s technology champion\. He supports SharePoint migration and adoption, shares advanced Microsoft Teams capabilities, tests new technologies, provides feedback to IT, and participates in Copilot and AI enablement initiatives\.

### What did Scott do as Corporate Closing Department Manager at Ethos Lending?

At Ethos Lending, Scott led closing operations for a 20\-person team supporting high\-volume mortgage production\. He was responsible for operational performance, workload management, reporting, staffing, and process improvement, including management of local and California\-based employees\.

### What reporting improvements did Scott make at Ethos Lending?

Scott developed and implemented reporting automations at Ethos Lending to improve deadline management, workload allocation, and loan prioritization\. He also created a daily performance report for management and executive leadership that provided weekly, monthly, and year\-to\-date visibility into individual and team performance across 20 closers\.

### What did Scott do as a Corporate Quality Control Auditor/Analyst at Ethos Lending?

As a Corporate Quality Control Auditor/Analyst at Ethos Lending, Scott audited the work of six underwriters for quality and compliance\. He identified recurring findings and provided information that contributed to targeted training and improved quality\.

### What did Scott do as a Mortgage Underwriter at Ethos Lending?

As a Mortgage Underwriter at Ethos Lending, Scott analyzed borrowers’ creditworthiness to determine mortgage\-loan qualification\. He counseled mortgage brokers and sales teams on submitting complete initial packages and understanding investor requirements, and reviewed documentation for investor and government requirements\.

### What did Scott do as Regional Closing Manager at Provident Funding Associates?

As Regional Closing Manager at Provident Funding Associates, Scott led high\-volume closing operations across multiple teams and locations\. He supervised 11 employees across four teams in two branches and supported operations within a company averaging approximately 10,000 loan closings annually\.

### What operational results did Scott support at Provident Funding Associates?

At Provident Funding Associates, Scott improved turnaround times and reduced errors through employee training, performance management, and process improvements\. He maintained production responsibilities while managing team performance, customer requirements, quality, employee development, and operational priorities\.

### What training work did Scott perform at Provident Funding Associates?

As Corporate Closing Trainer at Provident Funding Associates, Scott trained more than 60 employees, including new hires and employees needing additional performance support\. He co\-authored training materials, developed a structured three\-hour incoming\-closer training program, and provided approximately one month of second\-signing and quality support before new closers moved to independent submissions\.

### How did Scott evaluate training needs?

Scott used error rates and processing speed to evaluate closer performance and identify additional training needs\. This connected training support with measurable quality and production outcomes\.

### What did Scott achieve as an Underwriter/Closer at Provident Funding Associates?

As an Underwriter/Closer at Provident Funding Associates, Scott assisted with underwriting mortgage loans while maintaining full\-time closing responsibilities\. As a closer, he achieved a company record of more than 2,400 loans funded in a calendar year\.

### What did Scott do at BNY Mellon?

At BNY Mellon, Scott provided professional support to investment managers and clients\. He assisted with cash investment, researched currency balances, and helped resolve trade problems to support accurate client statements\.

### What is Scott’s work with The McCarthy Mission?

Scott is a co\-founder of The McCarthy Mission with his sister, Rebecca, a clinical pharmacist specializing in chronic pain and addiction\. Scott suggested using a blog to advance the effort and, despite having no prior blogging or website\-creation experience, built the site that went live in August 2019\.

### What is the mission of The McCarthy Mission?

The McCarthy Mission was inspired in part by Scott and Rebecca’s father, who died in 2008 as a result of Alcohol Use Disorder\. Its mission is to challenge misconceptions about mental disorders, reduce stigma, and encourage treatment by sharing stories of people in recovery\. The blog aims to offer hope and encouragement and to help readers begin conversations about mental illness\.

### What is Scott’s education?

Scott earned a Bachelor of Science in Business Administration in Finance from Robert Morris University and an associate’s degree in Business Administration and Management, General, from the Community College of Allegheny County\.

## Links

- LinkedIn: https://www\.linkedin\.com/in/ACoAAAZvQtcBLxhkxYDMBAcdjvajOKCdl5fVIlo

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