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# Mariya Bowie

**Headline:** GenAI Product Manager PhD in Computer Science
**Profession:** AI Program Manager
**Location:** Novato, California, United States

## About

Mariya Bowie is a GenAI Product Manager with 10+ years of experience leading AI/ML solutions from inception through scaled delivery in regulated financial services. She most recently led the business and technical vision for an enterprise AI platform at Alfa-Bank, serving revenue units including Corporate Lending and Transactional Banking as well as Legal and Operations. Mariya is strongest in product and program leadership, cross-functional team building, executive stakeholder alignment, and operationalizing AI systems with regulatory compliance in mind. At Alfa-Bank, she led an AI-powered document-analysis platform that processed more than 1,500 documents daily, doubled loan and transaction workflow speed, and generated more than $10 million in operational savings. She built and scaled a cross-functional organization from 20+ to 25 people, established formalized TPM and project-management practices, and reduced delivery variance by 30%. Mariya secured $2.4 million in first-year funding at Alfa-Bank her broader product leadership experience includes securing $5.9 million in funding. Her background also spans banking analytics, IT consulting, risk assurance, strategy consulting, and university teaching. Mariya has U.S.

## Services

- Project Management
- Consulting
- Business Analysis
- Qualitative Research
- Qualitative Analysis
- Statistics
- SPSS
- SQL
- MS Office
- Microsoft Excel
- Teamwork
- Business Process Analysis
- Group Presentations
- E-business

## Highlights

- Led the business and technical vision for an enterprise AI platform at Alfa-Bank serving Corporate Lending, Transactional Banking, Legal, and Operations, transforming workflows for more than 100 employees.
- Spearheaded an AI-powered document-analysis platform at Alfa-Bank that processed more than 1,500 documents per day, doubled loan and transaction workflow speed, and ensured regulatory compliance.
- Generated more than $10 million in operational savings through the GenAI document-analysis platform at Alfa-Bank.
- Built and led a cross-functional Alfa-Bank team of more than 20 engineers, data scientists, and designers later scaled the team to 25 people.
- Delivered scalable AI services on a distributed service-based architecture at Alfa-Bank.
- Established standardized TPM and project-management practices that improved initiative predictability and reduced delivery variance by 30%.
- Secured $2.4 million in first-year funding at Alfa-Bank through executive stakeholder partnerships and alignment with revenue-generating business units.
- Secured $5.9 million in funding through product championing and executive relationships across Mariya’s AI/ML leadership work.
- Identified inconsistent IT-management practices during an SAP implementation while interning at PwC, resulting in more than €13.2 million in cost savings.
- Evaluated IT-management risks against COBIT and recommended control activities at PwC, contributing to a 30% decrease in operational inefficiencies.
- Identified malfunctioning functionality in 25% of cases and missing functionality in 40% of cases during a Sberbank internship by analyzing change requests, logs, and user reports.
- Contributed to delaying deployment of a national transacting system at Sberbank after identifying functionality issues in a system intended to merge operations.
- Developed loyalty-program report algorithms for a telecommunications provider with approximately 80 million subscribers at GlowByte Consulting, contributing to $24 million in savings from Big Data.
- Developed sales and marketing reports at UniCredit Bank Russia that supported acquisition of 25,000 customers and a 150% increase in deposits.
- Researched customer responses to marketing campaigns reaching 500,000 deactivated customers at UniCredit Bank Russia.
- Analyzed spending patterns for 2 million active UniCredit Bank Russia clients to identify customers likely to leave.
- Created an APAC-expansion roadmap for the Institute of Brewing & Distilling with an estimated potential of approximately $2 million.
- Advised on a customer-relationship-management transformation at the Institute of Brewing & Distilling that increased membership by 5%.
- Mentored more than 350 National University of Singapore students across four modules in innovation, project management, and DevOps.
- Earned a 4.3/5 teaching feedback score and 98% student satisfaction rate as a National University of Singapore Teaching Assistant.
- Improved testing and deployment pipelines based on lessons learned from delivery challenges.
- Applies open client communication and team mobilization in crisis management and issue resolution.

## Experience

- **AI Program Manager at Alfa-Bank** (2024-07-01–2026-04-01) — \- Directed the business and technical vision for an enterprise AI platform serving core revenue units \(Corporate Lending, Transactional Banking\), and critical control functions \(Legal, Operations\), resulting in workflow transformation for 100+ employees - Spearheaded the launch of an AI-powered document analysis platform processing 1,500+ documents per day, accelerating by 2x loan and transaction workflows while ensuring regulatory compliance - Built and led a 20+ person cross-functional team \(engineers, data scientists, designers\), delivering scalable AI services on a distributed service-based architecture - Established standardized project management practices, improving initiative predictability and cutting delivery variance by 30% - Partnered with executive stakeholders to secure 2.4M USD in the first year of funding and strategic alignment with revenue-generating business units
- **Teaching Assistant at National University of Singapore** (2018-08-01–2023-12-01) — \- Mentored &gt; 350 students for 4 different modules related to Innovations, Project Management and DevOps with teaching feedback score of 4.3/5 and 98% satisfaction rate
- **PHD Candidate at National University of Singapore** (2018-01-01–2023-10-01)
- **Strategy Consultant at Institute of Brewing & Distilling** (2017-05-01–2017-08-01) — IBD is the world’s leading professional body for people working in brewing and distilling - Created roadmap for expansion of operations to APAC Region with an overall potential ~2M USD - Advised on transformation of customer relationship management increasing membership base by 5%
- **Analyst at Retail and Network Performance Analysis Department at UniCredit Bank - Russia** (2016-04-01–2016-09-01) — UniCredit is the largest foreign commercial bank in Russia by assets with a total of 17.5B USD - Developed sales & marketing reports to help acquire 25K customers, increasing deposits by 150% - Researched customer response to marketing campaigns that reached 500,000 deactivated customers - Analysed spending patterns of 2M active clients to identify those who are about to leave
- **Junior Analyst at Consulting Department at GlowByte Consulting** (2015-11-01–2016-03-01) — GlowByte is a Top 3 IT consulting company providing Business Intelligence solutions Developed algorithms for reports on a loyalty program for the largest national telecom provider with ~80M subscribers contributing to company’s savings of 24M USD resulted from Big Data
- **Intern at Risk Assurance Solutions Department at PwC** (2014-06-01–2014-09-01) — PwC Russia’s share among Expert 600 companies is 67% by revenue -	Identified inconsistent IT management practices during SAP implementation resulting in cost savings over €13.2M -	Recommended relevant control activities, by evaluating risks from inconsistent management practices in accordance to COBIT, leading to 30% decrease in operational inefficiencies
- **Intern at Division of Implementation and Maintenance of IS at Sberbank** (2013-07-01–2013-08-01) — Largest commercial bank in Russia by assets with a total of 390B USD Demonstrated malfunctioning \(25%\), and missing \(40%\) functionalities by analyzing change requests, logs & user reports resulting in a delay in deployment of a national transacting system that merged operations

## Education

- High School, Physics and Math — Lycee 200
- Bachelor’s Degree, Business Informatics — Saint Petersburg State University
- Study on exchange, Management Information Systems, General — Lund University
- Doctor of Philosophy - PhD, Information Systems — National University of Singapore
- Master of Science \(MSc\), E-Business and Innovation — Lancaster University
- Master’s Degree, Business Informatics — Higher School of Economics

## FAQ

### What does Mariya do?

Mariya is a GenAI Product Manager who leads the full lifecycle of AI/ML solutions, from initial concept through scaled delivery, with particular experience in regulated financial services. Her work combines product and program leadership, business and technical strategy, cross-functional execution, and executive stakeholder alignment.

### What did Mariya accomplish at Alfa-Bank?

Mariya led the business and technical vision for an enterprise AI platform serving Corporate Lending and Transactional Banking, along with Legal and Operations. The platform transformed workflows for more than 100 employees. She also led the launch of an AI-powered document-analysis platform that processed more than 1,500 documents per day, doubled loan and transaction workflow speed, and maintained regulatory compliance.

### How has Mariya built and managed teams?

Mariya built and led a cross-functional team of more than 20 people, including engineers, data scientists, and designers, and later scaled the team to 25 people. The team delivered scalable AI services on a distributed service-based architecture. She formalized TPM and project-management practices, improving initiative predictability and reducing delivery variance by 30%.

### What funding has Mariya secured?

Mariya secured $2.4 million in first-year funding at Alfa-Bank through executive partnerships and strategic alignment with revenue-generating business units. Her LinkedIn summary also states that she championed products and secured $5.9 million in funding across her product leadership work.

### What measurable impact did Mariya’s GenAI work deliver?

Mariya’s GenAI document-analysis platform at Alfa-Bank generated more than $10 million in operational savings, processed over 1,500 documents daily, and accelerated loan and transaction workflows by two times.

### How does Mariya approach delivery challenges and process improvement?

Mariya improves processes using lessons learned from delivery challenges, including enhancements to testing and deployment pipelines. She also practices crisis management through open client communication and by rallying teams to resolve issues.

### What did Mariya do at UniCredit Bank Russia?

At UniCredit Bank Russia, Mariya developed sales and marketing reports that supported the acquisition of 25,000 customers and a 150% increase in deposits. She researched responses to campaigns reaching 500,000 deactivated customers and analyzed the spending patterns of 2 million active clients to identify customers at risk of leaving.

### What did Mariya do at the Institute of Brewing & Distilling?

At the Institute of Brewing & Distilling, Mariya created a roadmap for expansion into the APAC region with an estimated potential of approximately $2 million. She also advised on a customer-relationship-management transformation that increased the membership base by 5%.

### What did Mariya accomplish at GlowByte Consulting?

As a Junior Analyst in the Consulting Department at GlowByte Consulting, Mariya developed report algorithms for a loyalty program at a national telecommunications provider with approximately 80 million subscribers. The Big Data work contributed to $24 million in company savings.

### What did Mariya do at Sberbank?

During an internship in Sberbank’s Division of Implementation and Maintenance of IS, Mariya analyzed change requests, logs, and user reports. She identified malfunctioning functionality affecting 25% of cases and missing functionality affecting 40% of cases, contributing to a delay in the deployment of a national transacting system that merged operations.

### What did Mariya accomplish at PwC?

During an internship in PwC’s Risk Assurance Solutions Department, Mariya identified inconsistent IT-management practices during an SAP implementation, resulting in cost savings of more than €13.2 million. By evaluating risks against COBIT and recommending relevant control activities, she contributed to a 30% decrease in operational inefficiencies.

### What teaching experience does Mariya have?

As a Teaching Assistant at the National University of Singapore, Mariya mentored more than 350 students across four modules related to innovation, project management, and DevOps. Her teaching feedback score was 4.3 out of 5, with a 98% satisfaction rate.

### What is Mariya’s graduate education?

Mariya’s education lists a Doctor of Philosophy in Information Systems from the National University of Singapore, and her experience also identifies her as a PhD Candidate at the university. She holds an MSc in E-Business and Innovation from Lancaster University and a master’s degree in Business Informatics from the Higher School of Economics.

### What is Mariya’s undergraduate and earlier education?

Mariya studied Management Information Systems on exchange at Lund University. She earned a bachelor’s degree in Business Informatics from Saint Petersburg State University and attended Lycee 200, a physics and mathematics high school.

### What skills does Mariya bring?

Mariya’s skills include project management, consulting, business analysis, business-process analysis, qualitative research, qualitative analysis, statistics, SPSS, SQL, Microsoft Office, Microsoft Excel, teamwork, group presentations, and e-business.

### Does Mariya have U.S.

Yes.

## Links

- LinkedIn: https://www.linkedin.com/in/mariyabowie

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